Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Ascensus Broker Dealer Services LLC Other | Other | |
Dental | Dental |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,754 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15,621 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3,740 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 35,115 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 1,370 | $402K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 593 | $14.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,370 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Prudential Insurance Company of America |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS & BLUE SHIELD EIN 31-1440175 NONE KNOWN | Claims processing; Direct payment from the plan; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | — | $4.5M |
| QUANTUM NONE KNOWN | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | 5240 BLAZER PARKWAY DUBLIN, OH 43017 | $4.3M |
| AMERIBEN / IEC GROUP EIN 82-0497661 NONE KNOWN | Direct payment from the plan; Claims processing; Other fees; Contract Administrator; Other services Service code 12 | — | $3.9M |
| OPTUMRX, INC. EIN 33-0441200 NONE KNOWN | Direct payment from the plan; Claims processing; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue Service code 12 | — | $3.4M |
| BUSINESSSOLVER EIN 42-1503807 NONE KNOWN | Participant communication; Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $1.3M |
| SHARECARE INC /HEALTHWAYS EIN 27-0876664 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Direct payment from the plan Service code 15 | — | $579K |
| NISA INVESTMENT SERVICES EIN 48-1140940 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $579K |
| AETNA LIFE INSURANCE CO. EIN 06-6033492 NONE KNOWN | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $431K |
| SANDS CAPITAL MANAGEMENT, LLC EIN 20-2830751 NONE KNOWN | Soft dollars commissions; Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $390K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE KNOWN | Direct payment from the plan; Custodial (other than securities); Custodial (securities); Valuation (appraisals, etc.); Trustee (directed); Other services; Float revenue; Named fiduciary; Account maintenance fees; Trustee (bank, trust company, or similar financial institution); Shareholder servicing fees Service code 18 | — | $324K |
| PSG CONSULTING LLC EIN 27-2345574 NONE KNOWN | Consulting fees; Consulting (general) Service code 16 | — | $309K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE KNOWN | Actuarial; Direct payment from the plan; Consulting fees; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 11 | — | $302K |
| MARSH & MCLENNAN COMPANIES, INC EIN 36-2668272 NONE KNOWN | Consulting (general) Service code 16 | — | $268K |
| VONTOBEL ASSET MANAGEMENT, INC. EIN 13-3223264 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $240K |
| WELLINGTON MANAGEMENT COMPANY, LLP EIN 30-0835489 NONE KNOWN | Soft dollars commissions; Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $223K |
| AON INVESTMENTS USA INC. EIN 36-3109431 NONE KNOWN | Other services; Consulting (general); Investment advisory (plan); Direct payment from the plan Service code 16 | — | $208K |
| POLARIS CAPITAL MANAGEMENT EIN 04-3269043 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Direct payment from the plan; Securities brokerage commissions and fees Service code 28 | — | $137K |
| BDO USA, P.C. EIN 13-5381590 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $114K |
| JP MORGAN INVESTMENT MANAGEMENT EIN 13-3200244 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Investment advisory (plan); Direct payment from the plan Service code 27 | — | $106K |
| RIVER GLOBAL INVESTORS LLP EIN 04-3513306 NONE KNOWN | Investment management fees paid directly by plan; Investment management Service code 28 | — | $60K |
| MELLON CAPITAL MANAGEMENT EIN 25-6078093 NONE KNOWN | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $29K |
| ATLANTIX PARTNERS LLC EIN 81-2810859 NONE KNOWN | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Accounting (including auditing) Service code 10 | — | $8K |
| EXPRESS SCRIPTS, INC EIN 22-3461740 NONE KNOWN | Claims processing; Direct payment from the plan; Employee (plan) Service code 12 | — | $5K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
5 contacts
Phone and email for the actuary and top hat administrator are on Pro.
11 filings · 2015 to 2025