| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEWPORT GROUP SECURITIES, INC.3 | 300 INTERNATIONAL PARKWAY SUITE 270 HEATHROW, FL 32746 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $328K | — | $328K | 4.87% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS & BLUE SHIELD EIN 31-1440175 NONE | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 12 | — | $11.0M |
| AETNA EIN 06-6033492 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $3.3M |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $2.8M |
| MERCER EIN 20-1932099 NONE | Direct payment from the plan; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $1.2M |
| MAGELLAN HEALTH SERVICES EIN 52-2135463 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $843K |
| CASTLIGHT HEALTH INC NONE | Consulting (general); Participant communication; Direct payment from the plan Service code 16 | 150 SPEAR STREET SUITE 400 SAN FRANCISCO, CA 94105 | $784K |
| HEALTHWAYS NONE | Direct payment from the plan; Consulting (general) Service code 16 | 701 COOL SPRINGS BLVD FRANKLIN, TN 37067 | $490K |
| EDINBURGH NONE | Securities brokerage commissions and fees; Investment management fees paid directly by plan; Direct payment from the plan; Soft dollars commissions; Investment management Service code 28 | — | $248K |
| NISA INVESTMENT ADVISORS EIN 48-1140940 NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $198K |
| VONTOBEL EIN 13-3223264 NONE | Investment management; Redemption fees; Soft dollars commissions; Direct payment from the plan Service code 28 | — | $198K |
| SANDS CAPITAL EIN 20-2830751 NONE | Soft dollars commissions; Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $192K |
| TEMPLETON INVESTMENT COUNCIL LLC EIN 94-3385113 NONE | Investment management; Direct payment from the plan; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $168K |
| TELADOC, INC. NONE | Consulting (general); Participant communication; Direct payment from the plan Service code 16 | 1945 LAKEPOINTE DRIVE LEWISVILLE, TX 75057 | $168K |
| WILLIS TOWERS WATSON ACTUARY SERVIC EIN 53-0181291 NONE | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | — | $130K |
| WELLINGTON TRUST COMPANY EIN 04-2683227 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $126K |
| JP MORGAN INVESTMENT MANAGEMENT INC EIN 13-3200244 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment advisory (plan); Investment management Service code 27 | — | $103K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (other than securities); Float revenue; Trustee (directed); Other services; Shareholder servicing fees; Custodial (securities); Valuation (appraisals, etc.); Direct payment from the plan; Account maintenance fees; Trustee (bank, trust company, or similar financial institution); Named fiduciary Service code 18 | — | $93K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 NONE | Investment advisory (plan); Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | — | $85K |
| AON EIN 36-3051915 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $75K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $75K |
| KOHLBERG ASSOCIATES EIN 20-1147041 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $57K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,471 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16,742 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,883 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 35,096 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FIRSTCARE HEALTH PLANS | 386 | $2.0M |
| Other | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 735 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.