| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD, SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $30K | $30K | 1.53% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $17K | $17K | 0.86% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $469 | $14K | 0.71% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET, SUITE 400 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $51 | $14K | 0.69% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET, SUITE 400 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $89K | $51 | $89K | 4.58% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $83K | $578 | $84K | 4.29% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD, SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $38K | $38K | 1.97% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $23K | $23K | 1.16% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $178 | $18K | 2.89% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET, SUITE 400 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $51 | $17K | 2.68% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD, SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.16% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 0.72% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | METLIFE LEGAL PLANS, INC. | $6K | $0 | $6K | 9.99% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | ONE CALIFORNIA STREET, SUITE 400 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS, INC. | $1K | $78 | $1K | 2.17% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 511398 LOS ANGELES, CA 90051 | METLIFE LEGAL PLANS, INC. | $0 | $910 | $910 | 1.46% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | METLIFE LEGAL PLANS, INC. | $634 | $0 | $634 | 1.02% |
| LOCKTON COMPANIES, LLC3 | PO BOX 173850 DENVER, CO 80217 | METLIFE LEGAL PLANS, INC. | $0 | $78 | $78 | 0.13% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 200 GALLERIA PARKWAY SE, SUITE 1900 ATLANTA, GA 30339 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $4K | $0 | $4K | 15.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 200 GALLERIA PARKWAY SE, SUITE 1900 ATLANTA, GA 30339 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $4K | $0 | $4K | 15.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 200 GALLERIA PARKWAY SE, SUITE 1900 ATLANTA, GA 30339 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $2K | $0 | $2K | 15.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 200 GALLERIA PARKWAY SE, SUITE 1900 ATLANTA, GA 30339 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $2K | $0 | $2K | 15.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 200 GALLERIA PARKWAY SE, SUITE 1900 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $594 | $0 | $594 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,375 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 89 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,464 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 5,591 | $2.0M |
| Vision | VISION SERVICE PLAN | 1,021 | $256K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,878 | $1.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $638K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $638K |
| Other(9 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,878 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.