| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE COMPANY | PO BOX 511398 LOS ANGELES, CA 900517953 | METROPOLITAN LIFE INSURANCE COMPANY | — | $28K | $28K | 1.43% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 1.16% |
| ASCENDE, INC.3 Filed as: ASCENDE INC | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | $515 | — | $515 | 0.03% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | $120K | — | $120K | 7.55% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE COMPANY | PO BOX 511398 LOS ANGELES, CA 900517953 | METROPOLITAN LIFE INSURANCE COMPANY | — | $39K | $39K | 2.48% |
| ASCENDE, INC.3 Filed as: ASCENDE INC | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | -$5K | — | -$5K | -0.29% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 4.03% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 511398 25TH FLOOR LOS ANGELES, TX 900517953 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 1.02% |
| ASCENDE, INC.3 Filed as: ASCENDE INC. | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | -$53 | — | -$53 | -0.01% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $22K | — | $22K | 4.44% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 91189 | HYATT LEGAL PLANS, INC. | $4K | — | $4K | 6.13% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 511398 LOS ANGELES, CA 90051 | HYATT LEGAL PLANS, INC. | $4K | — | $4K | 5.66% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 511398 LOS ANGELES, CA 90051 | HYATT LEGAL PLANS, INC. | $0 | $793 | $793 | 1.19% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD, STE. 200 DULUTH, GA 30096 | HYATT LEGAL PLANS, INC. | $0 | $109 | $109 | 0.16% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN STREET, 21ST FLOOR SAN FRANCISCO, CA 94105 | HYATT LEGAL PLANS, INC. | $0 | $97 | $97 | 0.15% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 Filed as: EMPLOYEE BENEFIT SOLUTIONS INC. | 2700 POST OAK BLVD, 25TH FLOOR HOUSTON, TX 77056 | HYATT LEGAL PLANS, INC. | $0 | $21 | $21 | 0.03% |
| ASCENDE, INC.3 Filed as: ASCENDE INC. | 2700 POST OAK BLVD. HOUSTON, TX 770565705 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 90 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 69 | $487K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,196 | $2.4M |
| Vision | VISION SERVICE PLAN | 872 | $251K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,336 | $1.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,210 | $537K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,210 | $537K |
| Other(6 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,336 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.