No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC EIN 35-1450364 NONE | Contract Administrator Service code 13 | — | $1.1M |
| ENCORE EIN 35-2067373 NONE | Contract Administrator Service code 13 | — | $698K |
| AMERICAN HEALTH DATA INSTITUTE EIN 35-2048379 NONE | Contract Administrator Service code 13 | — | $610K |
| GREATWEST HEALTHCARE/CIGNA EIN 84-0467907 NONE | Contract Administrator Service code 13 | — | $260K |
| VOLTAIRE HEALTH LLC EIN 46-2048081 NONE | Contract Administrator Service code 13 | — | $47K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,337 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GERBER LIFE | 7,337 | $3.4M |
| Vision | GUARDIAN | 12,449 | $4.1M |
| Life insurance | GUARDIAN | 12,449 | $4.1M |
| Long-term disability | GUARDIAN | 12,449 | $4.1M |
| Other | GUARDIAN | 12,449 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,449 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.