| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 100 SUNNYSIDE BOULEVARD, SUITE A WOODBURY, NY 11797 | AETNA LIFE INSURANCE COMPANY | $86K | $50K | $136K | 3.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE, NY 11788 | FIRST UNUM LIFE INSURANCE COMPANY | $75K | $26K | $101K | 6.71% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1393 VETERANS MEMORIAL HIGHWAY SUITE 210 N HAUPPAUGE, NY 11788 | VISION SERVICE PLAN | $3K | — | $3K | 1.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1667 ELM STREET, SUITE 3 MANCHESTER, NH 03101 | VISION SERVICE PLAN | $2K | — | $2K | 0.67% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1667 ELM STREET, SUITE 3 MANCHESTER, NH 03101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 8.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 100 SUNNYSIDE BOOULEVARD WOODBURY, NY 11797 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 8.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1393 VETERANS MEMORIAL HIGHWAY SUITE 210 N HAUPPAUGE, NY 11788 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | — | $1K | $1K | 3.17% |
| KAYE INSURANCE ASSOCIATES INC3 | 1393 VETERANS HIGHWAY, SUITE 210N HAUPPAUGE, NY 11788 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | — | $60 | $60 | 0.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 1393 VETERANS MEMORIAL HIGHWAY SUITE 210 N HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $366 | — | $366 | 2.96% |
| KAYE INSURANCE ASSOCIATES INC3 | UNKNOWN MANCHESTER, NH 03101 | METROPOLITAN LIFE INSURANCE COMPANY | — | $60 | $60 | 0.49% |
| KEPPLE AND ASSOCIATES, INC.3 | 11518 CANYON TRAIL DRIVE HOUSTON, TX 77066 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $216 | — | $216 | 11.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,528 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,528 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5 | $46K |
| Dental | AETNA LIFE INSURANCE COMPANY | 2,528 | $4.2M |
| Vision | VISION SERVICE PLAN | 1,517 | $265K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 2,528 | $4.2M |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 775 | $1.5M |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 2,528 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,528 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.