| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS, INC. | 855 BOYLSTON STREET BOSTON, MA 02116 | UNITEDHEALTHCARE INSURANCE COMPANY | $327K | — | $327K | 8.42% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS, INC. | 855 BOYLSTON STREET BOSTON, MA 02116 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | — | $25K | 8.12% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 800 BOYLSTON ST FL 16 BOSTON, MA 021997637 | UNUM LIFE INSURANCE COMPANY | $34K | — | $34K | 16.66% |
| EMERSON REID LLC3 Filed as: EMERSON REID & C0 | 1787 SENTRY PARKWAY W STE 320 VEVA 16 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY | — | $11K | $11K | 5.18% |
| EMERSON REID LLC3 | 1787 SENTRY PKWY W - VEVA 16 STE 320 BLUE BELL, PA 19422 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $6K | $6K | 5.00% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 800 BOYLSTON ST - 16TH FL BOSTON, MA 02199 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 855 BOYLSTON ST - FL 10 BOSTON, MA 02116 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | — | $5K | 15.12% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST 16TH FL BOSTON, MA 02199 | VISION SERVICE PLAN | $3K | — | $3K | 14.27% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN ROAD-STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $101 | — | $101 | 0.48% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 855 BOYLSTON ST - FL 10 BOSTON, MA 02116 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | — | $3K | 22.47% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON STREET FL 16 BOSTON, MA 02199 | METROPOLITAN GENERAL INSURANCE COMPANY | $1K | — | $1K | 11.09% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 855 BOYLSTON ST - FL 10 BOSTON, MA 02116 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | — | $2K | 20.47% |
| EMERSON REID LLC3 | 1787 SENTRY PKWY W VEVA 16 STE 320 BLUE BELL, PA 19422 | FIRST UNUM LIFE INSURANCE COMPANY | — | $492 | $492 | 5.14% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 855 BOYLSTON ST - FL 10 BOSTON, MA 02116 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 22.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 239 | $4.2M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 239 | $4.0M |
| Vision | VISION SERVICE PLAN | 147 | $21K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY | 167 | $216K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY | 167 | $241K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 167 | $206K |
| Other(5 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY | 167 | $251K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.