| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 47 WINTER ST BOSTON, MA 02108 | AETNA LIFE INSURANCE COMPANY | $15K | $49K | $65K | 4.12% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS INC. | 800 BOYLSTON ST FL 16 BOSTON, MA 021997637 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 4.65% |
| LIAZON BENEFITS INC3 | 1787 SENTRY PARKWAY W STE 320 BLDG 16 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.16% |
| ALLEGIANT GLOBAL PARTNERS3 Filed as: ALLEGIANT GLOBAL PARTNERS, INC. | 47 WINTER ST BOSTON, MA 02108 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 20.38% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST 16TH FL BOSTON, MA 02199 | VISION SERVICE PLAN | $2K | — | $2K | 14.95% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON STREET FL 16 BOSTON, MA 02199 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | $578 | $0 | $578 | 9.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE COMPANY | 226 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $269K |
| Vision | VISION SERVICE PLAN | 132 | $13K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $269K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $269K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $269K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $275K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.