| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GRP INC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | EMBLEMHEALTH | $47K | — | $47K | 3.85% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | EMBLEMHEALTH | $29K | — | $29K | 4.00% |
| TRACY L WILBANKS3 Filed as: TRACY L. WILBANKS | 446 W 55TH ST APT 2B NEW YORK, NY 10019 | AFLAC | $12K | $639 | $12K | 12.93% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER CORP & VARIOUS | AGENTS 401 FRANKLIN AVE STE 312 GARDEN CITY, NY 11530 | AFLAC | $1K | — | $1K | 1.21% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $1K | $128 | $1K | 1.18% |
| SPHEREC GROUP LLC3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $912 | $128 | $1K | 1.09% |
| DENNIS FENNELL3 | 8 BELVOIR DR WASHINGTONVILLE, NY 10992 | AFLAC | $526 | — | $526 | 0.55% |
| RICHARD WHELAN3 | 3887 NW 52ND ST BOCA RATON, FL 33496 | AFLAC | $421 | — | $421 | 0.44% |
| TREVOR FENNELL3 | 7 HIGHLAND LN EAST HAMPTON, NY 11937 | AFLAC | $297 | — | $297 | 0.31% |
| CORPORATE SYNERGIES GROUP LLC3 | FERRY TERMINAL BUILDING 2 AQUARIUM DRIVE CAMDEN, NJ 08103 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 4.21% |
| CORPORATE SYNERGIES GROUP LLC3 | SUITE 4N02 ONE HUNTINGTON QUADRANGLE MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | $468 | $5K | 11.30% |
| PROFESSIONAL PENSIONS INC3 | STE 200 10 RESEARCH PKWY WALLINGFORD, CT 06492 | FIRST UNUM LIFE INSURANCE COMPANY | $445 | $89 | $534 | 1.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | EMBLEMHEALTH | 116 | $2.0M |
| Dental(2 contracts, 2 carriers) | AFLAC | 134 | $169K |
| Vision | AFLAC | 134 | $96K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 175 | $138K |
| Short-term disability | AFLAC | 134 | $96K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 175 | $42K |
| Prescription drug(2 contracts) | EMBLEMHEALTH | 116 | $2.0M |
| Other(4 contracts, 4 carriers) | EMBLEMHEALTH | 175 | $869K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.