| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | 40 WEST BROAD STREET, SUITE 210 GREENVILLE, SC 29601 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $80K | — | $80K | 1.99% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $39K | — | $39K | 0.96% |
| AON CONSULTING INC3 Filed as: AON RISK SOLUTIONS SOUTH, INC. | 40 WEST BROAD STREET, SUITE 210 GREENVILLE, SC 29601 | DELTA DENTAL OF MISSOURI | $16K | — | $16K | 4.26% |
| LOCKTON COMPANIES, LLC3 | 3 CITY PLACE DRIVE, SUITE 900 SAINT LOUIS, MO 63141 | DELTA DENTAL OF MISSOURI | $4K | — | $4K | 1.12% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $28K | $28K | 9.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY, INC. | PO BOX 905494 CHARLOTTE, NC 28290 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 0.80% |
| KIMBERLY J MORGAN3 Filed as: KIMBERLY J. MORGAN | 228 APACHE DRIVE SUMMERVILLE, SC 29483 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $33K | $324 | $33K | 11.49% |
| PAUL STANLEY JR3 Filed as: PAUL STANLEY JR. | 880 JOHNNY DODD BOULEVARD MOUNT PLEASANT, SC 29464 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $4K | $9K | 3.01% |
| CHRISTINE L COURTNEY3 Filed as: CHRISTINE L. COURTNEY | 333 WEEKSRIDGE LANE MONCKS CORNER, SC 29461 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $2K | $6K | 2.27% |
| NIKGREJESKEN INC3 Filed as: NIKGREJESKEN, INC. AND OTHER AGENTS | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $751 | $6K | 1.95% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS, INC. | 1301 GERVAIS STREET COLUMBIA, SC 29201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 1.29% |
| ROBERT P BARBATI3 Filed as: ROBERT P. BARBATI | 1078 NORTH SHADOW DRIVE MOUNT PLEASANT, SC 29464 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $781 | $3K | 1.13% |
| CARRIE VEST3 | 219 WEST MAIN STREET LAMAR, SC 29069 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $339 | — | $339 | 0.12% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | 40 WEST BROAD STREET, SUITE 210 GREENVILLE, SC 29601 | EYEMED VISION CARE | $5K | — | $5K | 8.21% |
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 64184 | EYEMED VISION CARE | $1K | — | $1K | 1.76% |
| EMPLOYEE BENEFIT SYSTEMS3 | 10000 MEMORIAL DRIVE, SUITE 800 HOUSTON, TX 77024 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $171 | — | $171 | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 564 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 572 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 546 | $4.0M |
| Dental | DELTA DENTAL OF MISSOURI | 1,295 | $378K |
| Vision | EYEMED VISION CARE | 1,099 | $64K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 609 | $302K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 609 | $302K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 546 | $4.0M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 762 | $601K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.