| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST 24TH FL SAN FRANCISCO, CA 94104 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $185K | $185K | 2.14% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1740 BROADWAY 5TH FLOOR NEW YORK, NY 10019 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $172K | — | $172K | 1.99% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 0.04% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY ROAD SUITE 800 BUILDING D ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $126K | — | $126K | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY ROAD SUITE 800 BUILDING D ATLANTA, GA 30328 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $8K | — | $8K | 1.65% |
| MANNING JERRY3 | 167 N GREEN STREET CHICAGO, IL 60607 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $227K | — | $227K | 50.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 5909 PEACHTREE DUNWOODY ROAD STE 800 BLDG D ATLANTA, GA 30328 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $136K | — | $136K | 30.00% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS, LLC | 2189 N ILLINOIS ROUTE 83 #110 ROUND LAKE BEACH, IL 60073 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $91K | — | $91K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 5909 PEACHTREE DUNWOODY ROAD BUILDING D SUITE 800 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $85K | — | $85K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CEN | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $44K | $44K | 10.28% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY | 1025 ASHWORTH ROAD SUITE 101 WEST DES MOINES, IA 50265 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$2K | $19K | $17K | 4.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | SAN MATEO PO BOX 5668 CONCORD, CA 94524 | ARAG INSURANCE COMPANY | $34K | — | $34K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 5909 PEACHTREE DUNWOODY ROAD BUILDING D SUITE 800 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $42K | — | $42K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CEN | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $21K | $21K | 10.05% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY | 1025 ASHWORTH ROAD SUITE 101 WEST DES MOINES, IA 50265 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$829 | $9K | $8K | 4.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANE | 5909 PEACHTREE DUNWOODY ROAD BUILDING D SUITE 800 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $25K | — | $25K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CEN | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $12K | $12K | 9.98% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY | 1025 ASHWORTH ROAD SUITE 101 WEST DES MOINES, IA 50265 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$488 | $5K | $5K | 4.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | — | METROPOLITAN LIFE INSURANCE COMPANY | $16K | — | $16K | 19.70% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC D/B/A INTEGRO INSUR | — | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 3.68% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | METROPOLITAN LIFE INSURANCE COMPANY | $842 | — | $842 | 1.01% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD SUITE 800 BUILDING D ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $80 | — | $80 | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 273 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,347 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | GEISINGER HEALTH PLAN | 1,236 | $17.5M |
| Dental | HMSA | 20 | $121K |
| Vision | VISION SERVICE PLAN | 13,622 | $2.9M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 16,304 | $9.1M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 17,347 | $4.2M |
| Prescription drug | TRIPLE S SALUD, INC. | 28 | $535K |
| Other(8 contracts, 6 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 17,347 | $10.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.