| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1740 BROADWAY 5TH FLOOR NEW YORK, NY 10019 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $177K | — | $177K | 2.13% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 5909 PEACHTREE DUNWOODY ROAD BUILDING D SUITE 800 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $128K | — | $128K | 3.25% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 5909 PEACHTREE DUNWOODY ROAD BUILDING D SUITE 800 ATLANTA, GA 30328 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $7K | — | $7K | 1.55% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD SUITE 800 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 10.73% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC D/B/A INTEGRO IB | — | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 3.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH & MCLENNAN AGEN | — | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.25% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | SAN MATEO PO BOX 5668 CONCORD, CA 94524 | ARAG INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 3333 PIEDMONT RD NE SUITE 1400 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $120 | — | $120 | 1.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,304 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 106 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 14 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,424 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | GEISINGER HEALTH PLAN | 735 | $16.7M |
| Dental | HMSA | 23 | $122K |
| Vision | VISION SERVICE PLAN | 15,130 | $3.1M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 18,418 | $8.3M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 19,424 | $3.9M |
| Prescription drug | TRIPLE-S SALUD, INC. | 31 | $629K |
| Other(6 contracts, 6 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 19,424 | $9.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,424 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.