| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 | PO BOX 603438 CHARLOTTE, NC 28260 | HARTFORD LIFE AND ACCIDENT | — | $1K | $1K | 1.55% |
| C & K BENEFITS LLC3 | 106 RENAISSANCE CIRCLE MAULDIN, SC 29662 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 11.52% |
| GENAE K LANCASTER3 | 104 CRSCENT CIRCLE FOUNTAIN INN, SC 29644 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 4.83% |
| TONYA LANCASTER3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $449 | — | $449 | 1.42% |
| BENEFIT CONTROLS OF THE MIDLANDS3 Filed as: BENEFIT CONTROLS OF SC INC | PO BOX 6608 GREENVILLE, SC 29606 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.11% |
| SELECT BNFT SOLUTION LLC3 | PO BOX 1370 MT PLEASANT, SC 29465 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.11% |
| C & K BENEFITS LLC3 | 106 RENAISSANCE CIRCLE MAULDIN, SC 29662 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 8.08% |
| GENAE K LANCASTER3 | 104 CRESCENT CIRCLE FOUNTAIN INN, SC 29644 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 5.87% |
| TONYA LANCASTER3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $111 | — | $111 | 0.61% |
| BENEFIT CONTROLS OF THE MIDLANDS3 Filed as: BENEFIT CONTROLS OF SC INC | PO BOX 6608 GREENVILLE, SC 29606 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 0.20% |
| SELECT BNFT SOLUTION LLC3 | PO BOX 1370 MT PLEASANT, SC 29465 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.18% |
| C & K BENEFITS LLC3 | 106 RENAISSANCE CIRCLE MAULDIN, SC 29662 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.74% |
| GENAE K LANCASTER3 | 104 CRESCENT CIRCLE FOUNTAIN INN, SC 29644 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $679 | — | $679 | 4.98% |
| TONYA LANCASTER3 | 2121 NEWMARKET PARKWAY SOUTHEAST SUITE 100 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $151 | — | $151 | 1.11% |
| SELECT BNFT SOLUTION LLC3 | PO BOX 1370 MT PLEASANT, SC 29465 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.07% |
| BENEFIT CONTROLS OF THE MIDLANDS3 Filed as: BENEFIT CONTROLS OF SC INC | PO BOX 6608 GREENVILLE, SC 29606 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 126 | $73K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 126 | $73K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 139 | $365K |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 130 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.