| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC Filed as: ACRISURE INS AGENCY LLC | 34 JAROMBEK DR TOWACO, NJ 07082 | HARTFORD LIFE INSURANCE CO. | $9K | $51K | $60K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FEDERATION PENSION BUREAU EIN 13-1787163 ACTUARY | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | 2870 HEMPSTEAD TKP SUITE 102 LEVITTOWN, NY 11756 | $20K |
| ROCCO J. RICCIARDI EIN 13-2906754 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | 100 QUENTIN ROOSEVELT BLVD GARDEN CITY, NY 11530 | $17K |
| ARMAO LLP EIN 46-2754053 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | 100 QUENTIN ROOSEVELT BLVD GARDEN CITY, NY 11530 | $16K |
| ARIA EMPLOYEE BENEFIT SERVICES EIN 46-0666987 CLAIMS ADMIN | Direct payment from the plan; Plan Administrator; Claims processing Service code 12 | 371 MERRICK ROAD ROCKVILLE CENTRE, NY 11570 | $15K |
| AMALGAMATED BANK OF NEW YORK EIN 13-4920330 NONE | Direct payment from the plan; Investment management Service code 28 | 275 7TH AVENUE NEW YORK, NY 10001 | $13K |
| TRIPLE C COMPUTER EIN 13-3305704 COMPUTER SVCS | Other services; Direct payment from the plan Service code 49 | 1743 ALADDIN AVE. NEW HYDE PARK, NY 11040 | $8K |
| BARNES IACCARINO & SHEPHERD LLP EIN 26-3858697 ATTORNEY | Direct payment from the plan; Legal Service code 29 | 3 SURRY LANE HEMPSTEAD, NY 11550 | $7K |
| DAVID GREENWALD, ESQ. PLLC EIN 47-1236398 ATTORNEY | Direct payment from the plan; Investment management Service code 28 | 1407 BROADWAY 28TH FLOOR NEW YORK, NY 10018 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,133 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE INSURANCE CO. | 1,689 | $0 |
| Other | HARTFORD LIFE INSURANCE CO. | 1,689 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.