| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BUILDING 2 AQUARIUM DRIVE, SUITE 200 CAMDEN, NJ 08103 | HARTFORD LIFE AND ACCIDENT | — | $11K | $11K | 0.69% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $8K | $8K | 0.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $10K | $258 | $11K | 2.13% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | VISION SERVICE PLAN | $3K | — | $3K | 1.96% |
| MARC BERT HEINBERG3 Filed as: MARC HEINBERG | 4293 BEDFORD AVENUE BROOKLYN, NY 11229 | AFLAC | $14K | $392 | $14K | 10.21% |
| ENIDA MICI3 | 353 EAST 82ND STREET APT. 9 NEW YORK, NY 10028 | AFLAC | $6K | $78 | $6K | 4.06% |
| RICHARD PETERSON3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $2K | $78 | $2K | 1.33% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $2K | — | $2K | 1.23% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $563 | — | $563 | 0.40% |
| MICHAEL KELLER3 | 2563 OCEAN AVENUE BELLMORE, NY 11710 | AFLAC | $239 | — | $239 | 0.17% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $112 | — | $112 | 0.08% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | AFLAC | $86 | — | $86 | 0.06% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $72 | — | $72 | 0.05% |
| KEITH LEPACK3 | 1991 BROADWAY NEW YORK, NY 10023 | AFLAC | $52 | — | $52 | 0.04% |
| BRIAN ROBERT MCGRATTY3 Filed as: BRIAN MCGRATTY | 129 37TH STREET APT. 209 UNION CITY, NJ 07087 | AFLAC | $47 | — | $47 | 0.03% |
| GEORGE BLAIR WEILER3 Filed as: GEORGE WEILER | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $45 | — | $45 | 0.03% |
| ERIC BENNER3 | 21 HARMER TERRACE WAYNE, NJ 07470 | AFLAC | $39 | — | $39 | 0.03% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $30 | — | $30 | 0.02% |
| KATHERINE C WOOD3 Filed as: KATHERINE GRIMES | P.O. BOX 906 FOLLY BEACH, SC 29439 | AFLAC | $27 | — | $27 | 0.02% |
| AMERICAN TEL-TEK INC.3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $26 | — | $26 | 0.02% |
| ALVARO MONTENEGRO3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $18 | — | $18 | 0.01% |
| JACK E WILSON3 Filed as: JACK WILSON | 32 0LUPINE DRIVE KNOXVILLE, TN 37924 | AFLAC | $17 | — | $17 | 0.01% |
| GINA M. HILLMAN3 Filed as: GINA HILLMAN | 160 EAST SEARSVILLE ROAD MONTGOMERY, NY 12549 | AFLAC | $16 | — | $16 | 0.01% |
| VIRGIL V RICHARDSON3 Filed as: VIRGIL RICHARDSON | 529 WEST 147TH STREET APT. 1B NEW YORK, NY 10031 | AFLAC | $14 | — | $14 | 0.01% |
| PETER T. MEYLE3 Filed as: PETER MEYLE | P.O. BOX 4152 MIDDLETOWN, NY 10941 | AFLAC | $9 | — | $9 | 0.01% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $8 | — | $8 | 0.01% |
| MICHAEL S CHILLE3 Filed as: MICHAEL S. CHILLE | 12 ST. THOMAS MORE DRIVE WINCHESTER, MA 01890 | AFLAC | $8 | — | $8 | 0.01% |
| JAMES HOFFMAN3 | 15900 RIVERPOINTE DRIVE CHARLOTTE, NC 28278 | AFLAC | $7 | — | $7 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | 0.00% |
| PINA JOY MUNRO3 Filed as: PINA MUNRO | 4 ALPINE WAY DIX HILLS, NY 11746 | AFLAC | $6 | — | $6 | 0.00% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK SIRACUSA | 225 DOLSON AVENUE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $5 | — | $5 | 0.00% |
| ALBERT SHUST3 | 200 CENTENNIAL AVENUE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $4 | — | $4 | 0.00% |
| GREGORY E MEYER3 Filed as: GREGORY E. MEYER | 5005 BODIE LANE GREENSBORO, NC 27455 | AFLAC | $3 | — | $3 | 0.00% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $7K | $859 | $8K | 13.83% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | P.O. BOX 654118 DALLAS, TX 75265 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | — | $323 | $323 | 0.55% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $1K | — | $1K | 3.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA DENTAL HEALTH PLAN OF FLORIDA, INC. | $42 | — | $42 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,925 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,935 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,480 | $537K |
| Vision | VISION SERVICE PLAN | 680 | $170K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 3,183 | $1.6M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 3,183 | $1.6M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 3,183 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.