| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $19K | — | $19K | 3.22% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FIN. SVCS. | 1133 WESTCHESTER AVENUE, SUITE 229 WHITE PLAINS, NY 10604 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 2.13% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 61 SOUTH PARAMUS ROAD, 4TH FLOOR PARAMUS, NJ 07652 | AETNA LIFE INSURANCE COMPANY | — | $59 | $59 | 0.01% |
| MARC BERT HEINBERG3 | 4293 BEDFORD AVENUE BROOKLYN, NY 11229 | AFLAC | $14K | $684 | $15K | 9.35% |
| ENIDA MICI3 | 353 EAST 82ND STREET APARTMENT 9 NEW YORK, NY 10028 | AFLAC | $7K | $133 | $7K | 4.28% |
| STEPHEN WHITE3 | 21425 42ND AVENUE, 4TH FLOOR BAYSIDE, NY 11361 | AFLAC | $2K | — | $2K | 1.26% |
| RICHARD PETERSON3 | 14107 20TH AVENUE, 4TH FLOOR GARDEN CITY, NY 11530 | AFLAC | $1K | $133 | $2K | 0.98% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANKLIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $1K | $127 | $1K | 0.78% |
| MICHAEL ALAN KELLER3 | 2563 OCEAN AVENUE BELLMORE, NY 11710 | AFLAC | $367 | — | $367 | 0.23% |
| MJ INSURANCE3 Filed as: BRIAN MCGRATTY AND VARIOUS AGENTS | 3312 HUDSON AVENUE, SUITE 12A UNION CITY, NJ 07087 | AFLAC | $253 | — | $253 | 0.16% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | PO BOX 654118 DALLAS, TX 75265 | VISION SERVICE PLAN | $3K | — | $3K | 2.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,935 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,935 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 1,157 | $594K |
| Vision | VISION SERVICE PLAN | 430 | $103K |
| Life insurance | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | 1,935 | $1.4M |
| Short-term disability | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | 1,935 | $1.4M |
| Long-term disability | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | 1,935 | $1.4M |
| Other(2 contracts, 2 carriers) | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | 1,935 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.