See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| QUANTUM FINANCIAL STRATEGIES INSURANCE BROKER | Insurance brokerage commissions and fees Service code 53 | 118 N BEDFORD ROAD SUITE 100 MOUNT KISCO, NY 10549 | $226K |
| JOHN T. OATES EIN 13-1966980 PPGU OFFICIAL | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $69K |
| THE LAMBOS FIRM, LLP EIN 13-3864093 CO-COUNSEL | Legal Service code 29 | 300 SOUTH BROADWAY SUITE 410 TARRYTOWN, NY 10591 | $55K |
| PITTA, LLP EIN 26-3852082 CO-COUNSEL | Legal Service code 29 | 120 BROADWAY NEW YORK, NY 10271 | $54K |
| JUNE LENNON EIN 13-1966980 EMPLOYEE | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $24K |
| DESENA & COMPANY CPAS EIN 20-0609534 AUDITOR | Accounting (including auditing) Service code 10 | 100 EAGLE ROCK AVENUE SUITE 100 EAST HANOVER, NJ 07936 | $24K |
| KATHY SCHIERECK EIN 13-1966980 ACCOUNTANT | Accounting (including auditing) Service code 10 | 889 BROADWAY BAYONNE, NJ 07002 | $10K |
| CYNOMYS, INC. EIN 22-3007300 ACTUARY | Actuarial Service code 11 | 16170 POPPY SEED CIRCLE DELRAY BEACH, FL 33484 | $10K |
| RAYMOND GORSKI EIN 13-1966980 PPGU OFFICIAL | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $10K |
| CAMILLE OATES EIN 05-9423232 JANITORIAL SERVICES | Other services Service code 49 | 889 BROADWAY BAYONNE, NJ 07002 | $5K |
| QUANTUM FINANCIAL STRATEGIES, INC EIN 13-4017745 INSURANCE BROKER | Insurance brokerage commissions and fees Service code 53 | 100 SOUTH BEDFORD ROAD SUITE 340 MOUNT KISCO, NY 10549 | $0 |
| QUANTUM FINANCIAL STRATEGIES, INC. EIN 13-4017745 INSURANCE BROKER | Insurance brokerage commissions and fees Service code 53 | 118 N BEDFORD ROAD SUITE 100 MOUNT KISCO, NY 10549 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 111 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE COMPANY | 492 | $2.1M |
| Dental(2 contracts) | AETNA LIFE INSURANCE COMPANY | 492 | $2.1M |
| Vision(2 contracts) | AETNA LIFE INSURANCE COMPANY | 492 | $2.1M |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 465 | $1.1M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 465 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.