See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JOHN T. OATES EIN 13-1966980 PPGU OFFICIAL | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $69K |
| THE LAMBOS FIRM, LLP EIN 13-3864093 CO-COUNSEL | Legal Service code 29 | 300 SOUTH BROADWAY SUITE 410 TARRYTOWN, NY 10591 | $55K |
| LAW OFFICES OF STEPHEN DAVIS, PC EIN 13-3386498 CO-COUNSEL | Legal Service code 29 | 26 BROADWAY 17TH FLOOR NEW YORK, NY 10004 | $41K |
| DESENA & COMPANY CPAS EIN 20-0609534 AUDITOR | Accounting (including auditing) Service code 10 | 100 EAGLE ROCK AVENUE SUITE 100 EAST HANOVER, NJ 07936 | $37K |
| JUNE LENNON EIN 13-1966980 EMPLOYEE | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $20K |
| PITTA & GIBLIN, LLP EIN 26-3852082 CO-COUNSEL | Legal Service code 29 | 120 BROADWAY NEW YORK, NY 10271 | $14K |
| KATHY SCHIERECK EIN 13-1966980 ACCOUNTANT | Accounting (including auditing) Service code 10 | 889 BROADWAY BAYONNE, NJ 07002 | $11K |
| RAYMOND GORSKI EIN 13-1966980 PPGU OFFICIAL | Employee (plan) Service code 30 | 889 BROADWAY BAYONNE, NJ 07002 | $10K |
| CYNOMYS, INC. EIN 22-3007300 ACTUARY | Actuarial Service code 11 | 271 PARKVIEW AVENUE YONKERS, NY 10710 | $9K |
| CAMILLE OATES EIN 05-9423232 JANITORIAL SERVICES | Other services Service code 49 | 889 BROADWAY BAYONNE, NJ 07002 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 170 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 189 | $1.0M |
| Dental | HORIZON HEALTHCARE SERVICES, INC, | 180 | $13K |
| Vision | HORIZON INSURANCE COMPANY | 183 | $8K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 182 | $29K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 182 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.