| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KISTLER TIFFANY BENEFITS3 | 899 CASSATT ROAD BERWYN, PA 19312 | HORIZON HEALTHCARE SERVICES, INC. | $50K | $0 | $50K | 2.20% |
| KISTLER TIFFANY BENEFITS3 | 899 CASSATT ROAD BERWYN, PA 19312 | HORIZON HEALTHCARE SERVICES, INC. | $20K | $0 | $20K | 2.65% |
| KISTLER TIFFANY BENEFITS3 | 899 CASSETT RD BERWYN, PA 19312 | HORIZON HEALTHCARE SERVICES, INC. | $5K | $0 | $5K | 3.57% |
| HORIZON INSURANCE COMPANY3 | 3 PENN PLAZA EAST PP-13V NEWARK, NJ 07105 | RELIANCE STANDARD | $7K | $0 | $7K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA, INC. | 125 E ELM ST STE 210 CONSHOHOCKEN, PA 194204159 | RELIANCE STANDARD | $6K | $272 | $6K | 3.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA, INC. | 125 E ELM ST STE 210 CONSHOHOCKEN, PA 194204159 | RELIANCE STANDARD | $10K | $1K | $11K | 11.37% |
| HORIZON INSURANCE COMPANY3 | 13 PENN PLAZA EAST PP-13V NEWARK, NJ 07015 | RELIANCE STANDARD | $5K | $0 | $5K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA, INC. | 125 E ELM ST STE 210 CONSHOHOCKEN, PA 194204159 | RELIANCE STANDARD | $6K | $510 | $6K | 16.38% |
| HORIZON INSURANCE COMPANY3 | 3 PENN PLAZA EAST PP-13V NEWARK, NJ 07105 | RELIANCE STANDARD | $2K | $0 | $2K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA, INC. | 125 E ELM ST STE 210 CONSHOHOCKEN, PA 194204159 | RELIANCE STANDARD | $67 | $7 | $74 | 16.48% |
| HORIZON INSURANCE COMPANY3 | 3 PENN PLAZA EAST PP-13V NEWARK, NJ 07105 | RELIANCE STANDARD | $22 | $0 | $22 | 4.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 344 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 295 | $2.3M |
| Dental | HORIZON HEALTHCARE SERVICES, INC. | 299 | $147K |
| Life insurance | RELIANCE STANDARD | 341 | $99K |
| Short-term disability(2 contracts) | RELIANCE STANDARD | 341 | $147K |
| Long-term disability | RELIANCE STANDARD | 191 | $37K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 295 | $754K |
| Other | RELIANCE STANDARD | 341 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.