See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ROSEMARIE MCCARTHY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 84 BUSINESS PARK DR ARMONK, NY 10504 | $57K |
| LAYNE MCCARTHY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 84 BUSINESS PARK DR ARMONK, NY 10504 | $56K |
| BRYAN MCCARTHY ESQ. EIN 01-0727299 LAWYER | Insurance agents and brokers Service code 22 | 271 NORTH AVE NEW ROCHELLE, NY 10801 | $56K |
| CHRISTINE LAURIE EMPEY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 84 BUSINESS PARK DR ARMONK, NY 10504 | $52K |
| LAWRENCE S. FISCHER, CPA EIN 52-2326815 ACCOUNTANT | Accounting (including auditing) Service code 10 | 92 DOSORIS LANE GLEN COVE, NY 11542 | $23K |
| IBEW LOCAL 1430 EIN 13-1589405 UNION SPONSOR | Plan Administrator Service code 14 | 84 BUSINESS PARK DR ARMONK, NY 10504 | $20K |
| JOHANA WEBER EIN 13-1835737 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 84 BUSINESS PARK DR ARMONK, NY 10504 | $13K |
| SUMMIT ACTUARIAL SERVICES EIN 20-3838633 ACTUARY | Actuarial Service code 11 | 123 PREAKNESS DRIVE MT. LAUREL, NJ 08054 | $13K |
| SANCARELLI & JACOBSON EIN 13-3053796 LAWYER | Insurance agents and brokers Service code 22 | 22 FIRST STREET MT. VERNON, NY 10550 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.