See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ROSEMARY MCCARTHY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $45K |
| CHRISTINE LAURIE EMPEY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $45K |
| BRYAN MCCARTHY ESQ. EIN 01-0727299 LAWYER | Insurance agents and brokers Service code 22 | 271 NORTH AVE NEW ROCHELLE, NY 10801 | $42K |
| LAWRENCE S. FISCHER, CPA EIN 52-2326815 ACCOUNTANT | Accounting (including auditing) Service code 10 | 92 DOSORIS LANE GLEN COVE, NY 11542 | $34K |
| YARELIS DEJESUS EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $26K |
| IBEW LOCAL 1430 EIN 13-1589405 UNION SPONSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator Service code 14 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $26K |
| SAMUEL GONZALEZ EIN 13-1835737 EMPLOYEE | Employee (plan) Service code 30 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $24K |
| LAYNE MCCARTHY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $17K |
| SANCARELLI & JACOBSON EIN 13-3053796 LAWYER | Insurance agents and brokers Service code 22 | 22 FIRST STREET MT. VERNON, NY 10550 | $13K |
| JOHN TIERNEY EIN 13-1835737 EMPLOYEE | Contract Administrator Service code 13 | 901 NORTH BROADWAY N. WHITE PLAINS, NY 10603 | $12K |
| SUMMIT ACTUARIAL SERVICES EIN 20-3838633 ACTUARY | Actuarial Service code 11 | 123 PREAKNESS DRIVE MT. LAUREL, NJ 08054 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 178 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $17K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 234 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.