| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASO BROKERAGE SERVICES, INC3 | 303 MERRICK ROAD LYNBROOK, NY 11563 | AMALGAMATED LIFE INSURANCE COMPANY | $15K | — | $15K | 14.93% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS EIN 23-7391136 NONE | Float revenue; Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.1M |
| ANTHEM BLUE CROSS 23-7391136 | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Float revenue; Contract Administrator Service code 12 | — | $842K |
| PCC PENSION FUND EIN 13-3208565 RELATED BENEFIT PLAN | Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Participant communication Service code 12 | 66-05 WOODHAVEN BLVD REGO PARK, NY 11374 | $813K |
| THE SEGAL COMPANY EIN 13-2518466 NONE | Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $146K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Contract Administrator Service code 13 | 115 5TH AVE NEW YORK, NY 10003 | $69K |
| SELF INSURED DENTAL SERVICES EIN 11-2995970 NONE | Contract Administrator Service code 13 | 303 MERRICK ROAD STE 300 LYNBROOK, NY 11563 | $61K |
| HOLM & OHARA, LLP EIN 13-3591118 UNION ATTORNEY | Legal Service code 29 | 3 WEST 35TH STREET NEW YORK, NY 10001 | $40K |
| ROTHBERG, STRAUS & CONTRUBIS LLP EIN 11-2621686 EMPLOYER ASSOC ATTORNEY | Legal Service code 29 | 16 COURT STREET BROOKLYN, NY 11241 | $39K |
| GOULD, KOBRICK, & SCHLAPP, P.C. EIN 13-3082707 UNION AUDITOR | Accounting (including auditing) Service code 10 | 192 LEXINGTON AVENUE NEW YORK, NY 10016 | $33K |
| MESIROW FINANCIAL EIN 36-3429599 NONE | Investment management Service code 28 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | $21K |
| SYNTONIC SYSTEMS, INC. EIN 13-2925049 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 80 8TH AVENUE NEW YORK, NY 10011 | $19K |
| ATALANTA SOSSNOFF EIN 20-0461050 NONE | Investment management Service code 28 | 505 FIFTH AVENUE 17TH FLOOR NEW YORK, NY 10017 | $17K |
| QUANVEST CONSULTANT EIN 11-2559669 NONE | Investment advisory (plan) Service code 27 | 126 MILL SPRING ROAD MANHASSET, NY 11030 | $10K |
| COMERICA BANK EIN 42-1741646 NONE | Custodial (securities) Service code 19 | 411 W LAFAYETTE AVE DETROIT, MI 48226 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,998 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 234 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 2,397 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.