| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM C HOEFFER JR INC3 | 1651 COLINA DRIVE GLENDALE, CA 91208 | AETNA LIFE INSURANCE COMPANY | $86K | — | $86K | 1.70% |
| WILLIAM C HOEFFER JR INC3 | 801 N BRAND BLVD STE 245 GLENDALE, CA 912033211 | UNITED HEALTHCARE INSURANCE COMPANY | $14K | — | $14K | 3.16% |
| WILLIAM C HOEFFER JR INC3 Filed as: WILLIAM C. HOEFFER | 1651 COLINA DRIVE GLENDALE, CA 91208 | AETNA LIFE INSURANCE CO. | $7K | — | $7K | 6.86% |
| WILLIAM C HOEFFER JR INC3 | 1651 COLINA DRIVE GLENDALE, CA 91208 | AETNA LIFE INSURANCE COMPANY | $509 | — | $509 | 3.45% |
| THE SUGNATURE B AND B COMPANIES3 | 501 FRANKLIN AVE STE 218 GARDEN CITY, NY 11530 | FEDERAL INSURANCE COMPANY | $699 | $82 | $781 | 16.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 352 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 627 | $5.5M |
| Dental | AETNA LIFE INSURANCE COMPANY | 627 | $5.1M |
| Life insurance | AETNA LIFE INSURANCE CO. | 351 | $103K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 352 | $15K |
| Other | FEDERAL INSURANCE COMPANY | 265 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 627 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.