| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM C HOEFFER JR INC3 | 801 N BRAND BLVD STE 245 GLENDALE, CA 912033211 | UNITED HEALTHCARE INSURANCE COMPANY | $178K | — | $178K | 4.38% |
| WILLIAM C HOEFFER JR INC3 | 801 N BRAND BLVD STE 245 GLENDALE, CA 912033211 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 5.01% |
| WILLIAM C HOEFFER JR INC3 Filed as: WILLIAM C. HOEFFER | 801 NORTH BRAND BLVD, STE 245 GLENDALE, CA 91203 | AETNA LIFE INSURANCE CO. | $34K | — | $34K | 15.02% |
| THE SUGNATURE B AND B COMPANIES3 | 501 FRANKLIN AVE STE 218 GARDEN CITY, NY 11530 | FEDERAL INSURANCE COMPANY | $873 | $6 | $879 | 15.11% |
| WILLIAM C HOEFFER JR INC3 | 801 N BRAND BLVD STE 245 GLENDALE, CA 912033211 | SAFEGUARD HEALTH PLANS, INC CALIFORNIA CORPORATION | $79 | — | $79 | 5.13% |
| WILLIAM C HOEFFER JR INC3 | 801 N BRAND BLVD STE 245 GLENDALE, CA 912033211 | SAFEGUARD HEALTH PLANS, INC TEXAS CORPORATION | $26 | — | $26 | 5.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 370 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 370 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 494 | $4.1M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 876 | $278K |
| Life insurance | AETNA LIFE INSURANCE CO. | 370 | $225K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 370 | $225K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 370 | $225K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 370 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.