| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 1616 BROOKWOOD DR LITTLE ROCK, AR 72202 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $189 | $10K | 11.05% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $908 | $6K | 6.30% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 11221 ROE AVE STE 2100 LEAWOOD, KS 66211 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 8.38% |
| IMA, INC. Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 5.66% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 415 N MCKINLEY ST STE 305 LITTLE ROCK, AR 72205 | VISION SERVICE PLAN | $1K | — | $1K | 3.28% |
| IMA, INC. Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | VISION SERVICE PLAN | $396 | — | $396 | 1.22% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 415 N MCKINLEY ST STE 305 LITTLE ROCK, AR 72205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.92% |
| IMA, INC. Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $958 | — | $958 | 6.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT ADMINISTRATION SERVICES SERVICE PROVIDER | Participant communication; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Consulting (general) Service code 12 | 613 CRECENT CIRCLE STE 201 RIDGELAND, MS 39157 | $107K |
| SCRIPT CARE, LTD SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Claims processing; Consulting (general); Participant communication Service code 12 | 6380 FOLSOM DRIVE BEAUMONT, TX 77706 | $50K |
| S&S HEALTH CARE STRATEGIES SERVICE PROVIDER | Claims processing; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Recordkeeping fees Service code 12 | 1385 KEMPER MEADOW DR CINCINNATI, OH 45240 | $16K |
| JTS FINANCIAL SERVICES LLC SERVICE PROVIDER | Recordkeeping fees; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Claims processing Service code 12 | 415 N MCKINLEY ST STE 305 LITTLE ROCK, AR 72205 | $12K |
| IMA INC SERVICE PROVIDER | Recordkeeping fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Participant communication Service code 12 | PO BOX 2992 WICHITA, KS 67201 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 585 | $89K |
| Vision | VISION SERVICE PLAN | 162 | $33K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 237 | $16K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 268 | $43K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 232 | $362K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 237 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.