| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY AGENCY INC | 11221 ROE AVE LEAWOOD, KS 66211 | AETNA LIFE INSURANCE CO. | $50K | — | $50K | 14.74% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $16K | 17.23% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 415 N MCKINLEY ST STE 305 LITTLE ROCK, AR 72205 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.01% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 11221 ROE AVE STE 2100 LEAWOOD, KS 66211 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 16.45% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | VISION SERVICE PLAN | $1K | — | $1K | 4.97% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD STE 10 LEAWOOD, KS 66211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $473 | $3K | 16.75% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE CO AND AFFL. SERVICE PROVIDER | Claims processing; Recordkeeping fees; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 12 | 4300 CENTREWAY PLACE ARLINGTON, TX 76018 | $140K |
| NUESYNERGY SERVICE PROVIDER | Participant communication; Claims processing; Recordkeeping fees; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 4601 COLLEGE BLVD, STE 280 LEAWOOD, KS 66211 | $5K |
| BUKATY AGENCY INC SERVICE PROVIDER | Insurance brokerage commissions and fees; Insurance agents and brokers; Consulting (general) Service code 16 | 11221 ROE AVENUE LEAWOOD, KS 66211 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 311 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 569 | $94K |
| Vision | VISION SERVICE PLAN | 165 | $26K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 257 | $16K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 282 | $29K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 246 | $340K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 257 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.