| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE, FLOOR 12 NEW YORK, NY 10178 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | $17K | $37K | 7.48% |
| ALLIANT INSURANCE SERVICES, INC.3 | 32 OLD SLIP NEW YORK, NY 10005 | MUTUAL OF OMAHA INSURANCE COMPANY | $15K | $16K | $32K | 9.49% |
| ALLIANT INSURANCE SERVICES, INC.3 | 32 OLD SLIP NEW YORK, NY 10005 | COMPANION LIFE INSURANCE COMPANY | $16K | $14K | $30K | 9.82% |
| ALLIANT INSURANCE SERVICES, INC.3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 5.50% |
| EPSIX, INC.3 Filed as: EPSIX, INC | 687 EAST BROADWAY MILFORD, CT 06460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 3.63% |
| THOMAS DIMATTINA3 Filed as: THOMAS KOLAKOWSKI AND OTHER AGENTS | 397 HOLLY DRIVE EAST NORTHPORT, NY 11731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.12% |
| JAMES ROBERT CONFORT3 Filed as: JAMES CONFRONT | 3 SUNSET LANE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.91% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | 80 NORTH CENTRE AVENUE ROCKVILLE CENTRE, NY 11570 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.78% |
| COLIN MCVETTY3 | 41 TEMPLE STREET, FLOOR 2 WILLISTON PARK, NY 11569 | CONTINENTAL AMERICAN INSURANCE COMPANY | $562 | $0 | $562 | 0.34% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $397 | $0 | $397 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 826 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 826 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,259 | $499K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,259 | $499K |
| Life insurance(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 826 | $639K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 826 | $333K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 826 | $333K |
| Other(3 contracts, 3 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 1,043 | $536K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.