| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 1450 BRICKELL AVENUE, SUITE 1600 MIAMI, FL 33131 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 5.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2345 GRAND AVENUE, SUITE 400 KANSAS CITY, MO 64108 | AETNA LIFE INSURANCE COMPANY | — | $113 | $113 | 0.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BOULEVARD TAMPA, FL 33607 | HUMANA INSURANCE COMPANY | $13K | — | $13K | 8.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 4350 WEST CYPRESS STREET, SUITE 300 TAMPA, FL 33607 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 2.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS. SERVICES OF GEORGIA INC | 1 GLENLAKE PARKWAY, 11TH FLOOR ATLANTA, GA 30328 | HUMANA INSURANCE COMPANY | — | $988 | $988 | 0.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BOULEVARD SUITE 1000 TAMPA, FL 33607 | COMPBENEFITS COMPANY | $12K | — | $12K | 8.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 4350 WEST CYPRESS STREET, SUITE 300 TAMPA, FL 33607 | COMPBENEFITS COMPANY | $4K | — | $4K | 2.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS. SERVICES OF GEORGIA INC | 1 GLENLAKE PARKWAY, 11TH FLOOR ATLANTA, GA 30328 | COMPBENEFITS COMPANY | — | $2K | $2K | 1.08% |
| MJ INSURANCE3 Filed as: BECKY O. ASARE AND VARIOUS AGENTS | 10438 CANARY ISLE DRIVE TAMPA, FL 33647 | AFLAC | $4K | $140 | $4K | 3.17% |
| LANCE ACKERMAN3 Filed as: LANCE N. ACKERMAN | 5010 NORTH 9TH STREET TAMPA, FL 33603 | AFLAC | $2K | $168 | $2K | 1.84% |
| JEANNINE MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | AFLAC | $2K | — | $2K | 1.47% |
| MARK MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | AFLAC | $2K | — | $2K | 1.28% |
| SUPERIOR BENEFITS INC3 Filed as: SUPERIOR BENEFITS, INC. | 3705 WEST SWANN AVENUE, 2ND FLOOR TAMPA, FL 33609 | AFLAC | $956 | — | $956 | 0.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $910 | — | $910 | 0.72% |
| JEFFREY NELSON3 Filed as: JEFFREY C. NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | AFLAC | $759 | $51 | $810 | 0.64% |
| LANCE ACKERMAN3 Filed as: LANCE N. ACKERMAN | 12346 VILLAGE COURT TAMPA, FL 33625 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.39% |
| SUSAN C BRIMHALL AND OTHER AGENTS3 | UNKNOWN OLDSMAR, FL 33677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | PO 904037 CHARLOTTE, FL 33637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.36% |
| BETH L WALTER3 Filed as: BETH L. WALTER | 8375 DIX ELLIS TRAIL, SUITE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $963 | — | $963 | 1.68% |
| JEFFREY NELSON3 Filed as: JEFFREY C. NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $641 | — | $641 | 1.12% |
| BECKY ASARE3 | 10438 CANARY ISLE DRIVE TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $398 | — | $398 | 0.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2081 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $230 | — | $230 | 0.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 636 | $306K |
| Vision | HUMANA INSURANCE COMPANY | 636 | $158K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 740 | $242K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 740 | $242K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 740 | $426K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.