| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 1450 BRICKELL AVENUE, SUITE 1600 MIAMI, FL 33131 | AETNA LIFE INSURANCE COMPANY | $14K | $841 | $14K | 6.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BOULEVARD SUITE 1000 TAMPA, FL 33607 | HUMANA INSURANCE COMPANY | $17K | — | $17K | 9.17% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA INC | 1 GLENLAKE PARKWAY, 11TH FLOOR ATLANTA, GA 30328 | HUMANA INSURANCE COMPANY | — | $1K | $1K | 0.61% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 4211 WEST BOY SCOUT BOULEVARD SUITE 1000 TAMPA, FL 33607 | COMPBENEFITS COMPANY | $15K | — | $15K | 9.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA INC | 1 GLENLAKE PARKWAY, 11TH FLOOR ATLANTA, GA 30328 | COMPBENEFITS COMPANY | — | $2K | $2K | 1.26% |
| LANCE ACKERMAN3 Filed as: LANCE N. ACKERMAN | 12346 VILLAGER COURT TAMPA, FL 33625 | AFLAC | $5K | $362 | $5K | 4.09% |
| BECKY ASARE3 Filed as: BECKY OSAFO ASARE AND OTHER AGENTS | 10438 CANARY ISLE DRIVE TAMPA, FL 33647 | AFLAC | $4K | $194 | $4K | 3.13% |
| JEANNINE MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | AFLAC | $2K | — | $2K | 1.52% |
| MARK MACKO3 | 1203 MANDERLEE PLACE TRINITY, FL 34655 | AFLAC | $2K | — | $2K | 1.26% |
| SUPERIOR BENEFITS INC3 Filed as: SUPERIOR BENEFITS, INC. | 3705 WEST SWANN AVENUE, 2ND FLOOR TAMPA, FL 33609 | AFLAC | $950 | — | $950 | 0.78% |
| JEFFREY NELSON3 Filed as: JEFFREY C. NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | AFLAC | $850 | $83 | $933 | 0.77% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | AFLAC | $885 | — | $885 | 0.73% |
| LANCE ACKERMAN3 Filed as: LANCE N. ACKERMAN | 12346 VILLAGER COURT TAMPA, FL 33625 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | PO BOX 904037 CHARLOTTE, NC 28290 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.31% |
| MJ INSURANCE3 Filed as: MICHAEL R. REBER AND VARIOUS AGENTS | 8600 HIDDEN RIVER PARKWAY, SUITE 75 TAMPA, FL 33637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.39% |
| BETH L WALTER3 Filed as: BETH L. WALTER | 8375 DIX ELLIS TRAIL, SUITE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.78% |
| JEFFREY NELSON3 Filed as: JEFFREY C. NELSON | 8512 WESTERLAND DRIVE LAND O LAKES, FL 34637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $730 | — | $730 | 1.16% |
| BECKY ASARE3 | 10438 CANARY ISLE DRIVE TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $469 | — | $469 | 0.75% |
| BRIMHALL C SUSAN3 Filed as: BRIMHALL C. SUSAN | UNKNOWN OLDSMAR, FL 33677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $342 | — | $342 | 0.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 607 | $353K |
| Vision | HUMANA INSURANCE COMPANY | 607 | $190K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 711 | $212K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 711 | $212K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 711 | $397K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 711 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.