| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONE GROUP NY INC3 Filed as: ONE GROUP NY INC. | 5790 WIDE WATERS PARKWAY DEWITT, NY 13214 | CIGNA | $11K | $94K | $104K | 4.76% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA | $0 | $46K | $46K | 2.11% |
| ONE GROUP NY INC Filed as: ONE GROUP NY INC. | 706 NORTH CLINTON STREET ONE GROUP CENTER SYRACUSE, NY 13204 | GUARDIAN INSURANCE | $3K | $0 | $3K | 6.96% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $0 | $1K | $1K | 5.00% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $301 | $0 | $301 | 1.33% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS LLC | 700 KINDERKAMACK ROAD ORADELL, NJ 07649 | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | $2K | $0 | $2K | 16.65% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | $1K | $0 | $1K | 8.94% |
| VINCENZO VENTURI3 | 14 WESTCHESTER AVENUE POUND RIDGE, NY 10576 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $0 | $2K | 19.90% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | FIRST UNUM LIFE INSURANCE COMPANY | $272 | $0 | $272 | 2.50% |
| LISA BETH BEERS3 | 3630 GARDENS PARKWAY UNIT 1003 PALM BEACH, FL 33410 | FIRST UNUM LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.25% |
| PREMIER WORK-SITE SOLUTIONS3 Filed as: PREMIER WORK-SITE SOLUTIONS, LLC | 700 KINDERKAMACK ROAD SUITE 205 ORADELL, NJ 07649 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $1K | $0 | $1K | 11.86% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $555 | $0 | $555 | 6.51% |
| MATTHEW BORELLA3 | PREMIER WORK-SITE SOLUTIONS, LLC 700 KINDERKAMACK ROAD - SUITE 205 ORADELL, NJ 07649 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $107 | $0 | $107 | 1.25% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $303 | $0 | $303 | 12.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $0 | $126 | $126 | 4.99% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET ONCEGROUP CENTER SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO OF NEW YORK | $3K | $0 | $3K | — |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | CIGNA LIFE INSURANCE CO OF NEW YORK | $0 | $2K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 225 | $2.2M |
| Dental | CIGNA | 225 | $2.2M |
| Vision | CIGNA | 225 | $2.2M |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | 27 | $12K |
| Short-term disability | GUARDIAN INSURANCE | 292 | $38K |
| Long-term disability | CIGNA LIFE INSURANCE CO. OF NEW YORK | 0 | $23K |
| Other(7 contracts, 5 carriers) | GUARDIAN INSURANCE | 292 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.