| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N. CLIONTON ST. SYRACUSE, NY 13204 | CIGNA INSURANCE | $68K | $0 | $68K | 3.95% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA INSURANCE | $0 | $37K | $37K | 2.12% |
| BENEFITS ADVISORY SERVICE, INC3 Filed as: BENEFITS ADVISORY SERVICE INC. | 7020 108TH STREET SUITE 5P FOREST HILLS, NY 11375 | CIGNA INSURANCE | $21K | $0 | $21K | 1.21% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N. CLINTON STREET SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $2K | $0 | $2K | 8.72% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $0 | $245 | $245 | 0.87% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N CLINTON STREET SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO OF NEW YORK | $3K | $0 | $3K | 13.46% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N CLINTON STREET SYRACUSE, NY 13204 | GUARDIAN INSURANCE | $2K | — | $2K | 11.25% |
| DAVID CAPO3 | 2413 WOOD AVENUE BELLMORE, NY 11710 | AFLAC | $274 | $0 | $274 | 2.44% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HIGHWAY SUITE 1015W HOLBROOK, NY 11741 | AFLAC | $258 | $0 | $258 | 2.30% |
| BENEFITS ADVISORY GROUP3 Filed as: BENEFITS ADVISORY SERVICES, INC. | 7020 108TH STREET SUITE 5P FOREST HILLS, NY 11375 | AFLAC | $179 | $0 | $179 | 1.60% |
| SILVIA DESTEFANO3 | 4250 VETERANS MEMORIAL HIGHWAY SUITE 1015W HOLBROOK, NY 11741 | AFLAC | $130 | $0 | $130 | 1.16% |
| DOMENICK V. MAUTARELLI3 | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $112 | $0 | $112 | 1.00% |
| GARY DESTEFANO3 | 23 LEHIGH DRIVE SMITHTOWN, NY 11787 | AFLAC | $93 | $0 | $93 | 0.83% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET SYRACUSE, NY 13204 | AFLAC | $89 | $0 | $89 | 0.79% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $77 | $0 | $77 | 0.69% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $48 | $0 | $48 | 0.43% |
| MICHALE S. CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $44 | $0 | $44 | 0.39% |
| BRIEN C FLETCHER3 Filed as: BRIEN C. FELTCHER | 15 GARDEN AVENUE CARLE PLACE, NY 11514 | AFLAC | $15 | $0 | $15 | 0.13% |
| THOMAS G GIORDANO3 Filed as: THOMAS G. GIORDANO | 139 CONCORD AVENUE OCEASIDE, NY 11572 | AFLAC | $10 | $0 | $10 | 0.09% |
| MCINERNEY GROUP LLC3 Filed as: MCINERNEY GROUPOINC. | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $8 | $0 | $8 | 0.07% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $7 | $0 | $7 | 0.06% |
| WILLIAM J LOEFFERT3 Filed as: WILLIAM J. LOEFFERT | 555 BROAD HALLOW ROAD SUITE 201 MELVILLE, NY 11747 | AFLAC | $5 | $0 | $5 | 0.04% |
| GALE LOEFFERT3 | 545 DAVIS STREET NORTH BABYLON, NY 11703 | AFLAC | $5 | $0 | $5 | 0.04% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II INC. | 23 PINE RIDGE ROAD SARATOGA, NY 12866 | AFLAC | $5 | $0 | $5 | 0.04% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE CORP | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $2 | $0 | $2 | 0.02% |
| SAL RESTIVO INSURANCE BROKERAGE COR3 | 32 HASKEL LANE STONEYBROOK, NY 11790 | AFLAC | $1 | $0 | $1 | 0.01% |
| PREMIER WORKSITE SOLUTIONS INC3 Filed as: PREMIER WORKSITE SOLUTIONS LLC | 700 KINDERKAMACK ROAD ORADELL, NJ 07649 | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | $3K | $0 | $3K | 25.19% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N. CLINTON STREET SYRACUSE, NY 13204 | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | $781 | $0 | $781 | 7.03% |
| BENEFITS ADVISORY GROUP3 Filed as: BENEFITS ADVISORY SERVICES INC. | 7010 108TH STREET SUITE 5O FOREST HILLS, NY 11375 | LIFE INSURANCE COMPANY OF BOSTON AND NEW YORK | $725 | $0 | $725 | 6.53% |
| VINCENZO VENTURI | 14 WESTCHESTER AVENUE POUND RIDGE, NY 10576 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | — | $2K | 18.40% |
| PREMIER WORK-SITE SOLUTIONS3 Filed as: PREMIER WORK-SITE SOLUTIONS, LLC | 700 KINDERKAMACK ROAD SUITE 205 ORADELL, NJ 07649 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $833 | $0 | $833 | 7.71% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N. CLINTON STREET SYRACUSE, NY 13204 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $560 | $0 | $560 | 5.19% |
| MATTHEW BORELLA3 | 700 KINDERKAMACK ROAR SUITE 205 ORADELL, NJ 07649 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $276 | $0 | $276 | 2.56% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N. CLINTON STREET SYRACUSE, NY 13204 | FIRST UNIM LIFE INSURANCE COMPANY | $237 | $0 | $237 | 2.50% |
| ONEGROUP NY INC3 | 706 N. CLINTON STREET SYRACUSE, NY 13204 | CIGNA LIFE INSURANCE CO OF NEW YORK | $281 | $0 | $281 | 11.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 317 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA INSURANCE | 202 | $1.7M |
| Dental | CIGNA INSURANCE | 202 | $1.7M |
| Vision | CIGNA INSURANCE | 202 | $1.7M |
| Life insurance(2 contracts, 2 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 149 | $39K |
| Short-term disability | GUARDIAN INSURANCE | 317 | $19K |
| Long-term disability | CIGNA LIFE INSURANCE CO OF NEW YORK | 149 | $22K |
| Other(6 contracts, 5 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 149 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.