| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS INC. | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | OXFORD HEALTH INSURANCE, INC | $42K | — | $42K | 3.26% |
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.11% |
| PREMIER BENEFIT PLANS INC3 | 35 PINELAWN ROAD MELVILLE, NY 11747 | THE PAUL REVERE LIFE INSURANCE COMPANY | $14K | — | $14K | 21.63% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8K | $867 | $8K | 12.79% |
| CDC CONSULTING SERVICES INC3 | 47 WESTERN AVENUE DEER PARK, NY 11729 | THE PAUL REVERE LIFE INSURANCE COMPANY | $6K | $400 | $6K | 9.36% |
| EDWARD P DOUGHERTY INC3 | 4550 PRESTWICK DRIVE READING, PA 19606 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $481 | $2K | 2.89% |
| AMARILIS ALTAGRACIA CSIKORTOS3 | 6414 ALEXANDRA MEADOWS DRIVE FORTWORTH, TX 76131 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $98 | $2K | 2.79% |
| QUENTIN DOMINICK ALSTON3 | 7 OAKWOOD STREET GREENLAWN, NY 11740 | THE PAUL REVERE LIFE INSURANCE COMPANY | $634 | — | $634 | 0.97% |
| YOCASTA N HAHN3 | 7 OAKWOOD STREET GREENLAWN, NY 11740 | THE PAUL REVERE LIFE INSURANCE COMPANY | $632 | — | $632 | 0.96% |
| ROBERT W SABOL3 | 24 STEVENSON AVENUE CORTLAND MNR, NY 10567 | THE PAUL REVERE LIFE INSURANCE COMPANY | $126 | — | $126 | 0.19% |
| SALATHIEL MALDONADO3 | 3717 CYPRESS AVENUE BROOKLYN, NY 11224 | THE PAUL REVERE LIFE INSURANCE COMPANY | $45 | — | $45 | 0.07% |
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS, INC. | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| PREMIER BENEFIT PLANS INC3 | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | $697 | — | $697 | 10.00% |
| A SECURE YOU INC3 | 63 SABLE RUN EAST AMHERST, NY 14051 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $587 | — | $587 | 12.25% |
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS, INC. | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $263 | — | $263 | 5.49% |
| BRAD BIEL3 | 1050 WALL STREET WEST SUITE 645 LUNDHURST, NJ 07077 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $191 | — | $191 | 3.98% |
| JACK SOARES II3 | 28 ONEIDA STREET NEW BRITAIN, CT 06053 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $60 | — | $60 | 1.25% |
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS, INC. | 35 PINELAWN ROAD SUITE 208E MELVILLE, NY 11747 | MUTUAL OF OMAHA INSURANCE COMPANY | $259 | — | $259 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | OXFORD HEALTH INSURANCE, INC | 189 | $1.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 211 | $85K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 97 | $7K |
| Life insurance(3 contracts, 3 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 195 | $84K |
| Other(3 contracts, 3 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 195 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.