| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANNI AND ASSOCIATES INC3 | 33 WALT WHITMAN ROAD HUNTINGTON STATION, NY 11746 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $13K | — | $13K | 8.07% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES INC. | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | — | $8K | $8K | 5.04% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | ARCH INSURANCE COMPANY | $4K | — | $4K | 5.95% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INS SERVICES INC | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | — | $5K | $5K | 8.68% |
| JANNI AND ASSOCIATES INC3 | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $3K | — | $3K | 6.02% |
| GFM CORP3 | 2 HALYARD COURT COLD SPRING HARBOR, NY 11724 | AFLAC | $1K | — | $1K | 3.02% |
| JANNI AND ASSOCIATES INC3 Filed as: JANNI AND ASSOCIATES, INC | 33 WALT WHITMAN ROAD SUITE 106 HUNTINGTON STATION, NY 11746 | AFLAC | $900 | — | $900 | 2.46% |
| LORI ANN LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $552 | — | $552 | 1.51% |
| SIMONE HIRSCH3 | 17 SPRING COURT HUNTINGTON, NY 11743 | AFLAC | $341 | — | $341 | 0.93% |
| RICHARD PETERSON3 | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $315 | — | $315 | 0.86% |
| JACQUES P DAVID CORPORATION3 | 5 MONTFORT DRIVE HUNTINGTON, NY 11743 | AFLAC | $214 | — | $214 | 0.59% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $205 | — | $205 | 0.56% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $125 | — | $125 | 0.34% |
| PETER LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $49 | — | $49 | 0.13% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $20 | — | $20 | 0.05% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $16 | — | $16 | 0.04% |
| DAVID RISPLER3 Filed as: J DAVID AND ASSOCIATES INC | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $16 | — | $16 | 0.04% |
| LIBERTY LIFE LLC3 | 127 16 LIBERTY AVENUE SATESH N SINGH SOUTH RICHMOND HILL, NY 11419 | AFLAC | $15 | — | $15 | 0.04% |
| THOMAS B HIRSCH3 | 9 BROWN ROAD GREAT NECK, NY 11024 | AFLAC | $7 | — | $7 | 0.02% |
| JANNI AND ASSOCIATES INC3 Filed as: JANNI AND ASSOCI INC | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $4K | — | $4K | 11.38% |
| JANNI AND ASSOCIATES INC3 Filed as: JANNI AND ASSOC INC | 33 WALT WHITMAN ROAD HUNTINGTON STATION, NY 11746 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $937 | — | $937 | 4.01% |
| MARILYN MOORMAN3 | 11913 SUNFLOWER LANE RICHMOND, VA 23236 | AFLAC | $129 | — | $129 | 1.24% |
| GAVIN MEIER3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $95 | — | $95 | 0.91% |
| QIANA D COCHRAN3 | 1506 FITZER COURT JOLIET, IL 60431 | AFLAC | $90 | — | $90 | 0.86% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID | 5 MONFORT DRIVE HUNTINGTON, NY 11743 | AFLAC | $85 | — | $85 | 0.82% |
| DAISSYS M ESTRADA3 | 7931 NORTHWEST 168TH TERRACE MIAMI LAKES, FL 33016 | AFLAC | $53 | — | $53 | 0.51% |
| LORI ANN LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $42 | — | $42 | 0.40% |
| ROSE M WALSH3 | 6273 SOUTHWEST 106TH PLACE OCALA, FL 34476 | AFLAC | $32 | — | $32 | 0.31% |
| JEFFERY S GIBSON3 Filed as: JEFFERY SCOTT GIBSON | 4030 TATES CREEK ROAD APARTMENT 1004 CONSHOHOCKEN, PA 40517 | AFLAC | $29 | — | $29 | 0.28% |
| RONALD INFANTINO3 | 2680 TRILLIUM RIDGE UNIT 3210 THE VILLAGES, LA 32163 | AFLAC | $29 | — | $29 | 0.28% |
| VSB AND ASSOCIATES INC3 | 1613 EAST ROBINSON STREET APARTMENT 4 ORLANDO, FL 32803 | AFLAC | $26 | — | $26 | 0.25% |
| SHARON S. WIENER3 Filed as: SHARON S WIENER | 8833 PICKFORD STREET LOS ANGELES, CA 90035 | AFLAC | $24 | — | $24 | 0.23% |
| CHARLITA J MILLARD3 | PO BOX 3943 CHESTER, VA 23831 | AFLAC | $24 | — | $24 | 0.23% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DRIVE UNIT 1202 TAMPA, FL 33602 | AFLAC | $22 | — | $22 | 0.21% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 19 MARKWOOD ROAD FOREST HILLS, NY 11375 | AFLAC | $22 | — | $22 | 0.21% |
| MARY LARONDE3 Filed as: MARY J LARONDE | 4621 WEST 110TH AVENUE WESTMINSTER, CO 80031 | AFLAC | $22 | — | $22 | 0.21% |
| REGINALD QUEEN3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $19 | — | $19 | 0.18% |
| EMILIO JAY DIAZ3 | 11121 CLAYRIDGE DRIVE TAMPA, FL 33635 | AFLAC | $18 | — | $18 | 0.17% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $16 | — | $16 | 0.15% |
| REGINALD QUEEN3 | 50 WEST LEMON AVENUE MONROVIA, CA 91016 | AFLAC | $16 | — | $16 | 0.15% |
| KIMBERLY NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $16 | — | $16 | 0.15% |
| MARTA M SASTRE3 | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $14 | — | $14 | 0.13% |
| DARREN EDWARD GALGANO3 | 16824 BLENHEIM WAY MINNETONKA, MN 55345 | AFLAC | $12 | — | $12 | 0.12% |
| JEAN PAUL DAVID3 | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $12 | — | $12 | 0.12% |
| VIRGINIA E FERGUSON3 | 5549 FIVE KNOLLS DRIVE CHARLOTTE, NC 28226 | AFLAC | $12 | — | $12 | 0.12% |
| JOSHUA C BURTON3 | 4198 COX ROAD SUITE 113 GLEN ALLEN, VA 23060 | AFLAC | $11 | — | $11 | 0.11% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $10 | — | $10 | 0.10% |
| DAVID N MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $9 | — | $9 | 0.09% |
| HUMBERT ALDAMUY JR3 Filed as: HUMBERT ALMAMUY JR | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $9 | — | $9 | 0.09% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DRIVE CAMBY, IN 46113 | AFLAC | $9 | — | $9 | 0.09% |
| GROE INC3 | 108 JCKSON STREET APARTMENT 4A HOBOKEN, NJ 07030 | AFLAC | $8 | — | $8 | 0.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $6 | — | $6 | 0.06% |
| LUCY DIANE BAKER3 | 78989 APRICOT LANE PALM DESERT, CA 92211 | AFLAC | $6 | — | $6 | 0.06% |
| JOYCE WEBER ENTERPRISES INC3 | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $6 | — | $6 | 0.06% |
| RENEE SUZANNE CORSO3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $6 | — | $6 | 0.06% |
| SUSAN C BRIMHALL3 | PO BOX 8 LAKE PLACID, NY 12946 | AFLAC | $5 | — | $5 | 0.05% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $5 | — | $5 | 0.05% |
| TODD J BURKE CORP3 Filed as: TODD J BURKE | 365 STEWART AVE APARTMENT A14 GARDEN CITY, NY 11530 | AFLAC | $5 | — | $5 | 0.05% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $4 | — | $4 | 0.04% |
| GEOFFREY MALAIS3 | PO BOX 280717 NORTHRIDGE, CA 91328 | AFLAC | $4 | — | $4 | 0.04% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LANE MASON, OH 45040 | AFLAC | $4 | — | $4 | 0.04% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $3 | — | $3 | 0.03% |
| JOSEPH M HARRELL3 | 6615 LAKE SHORE DRIVE SOUTH APARTMENT 1017 MINNEAPOLIS, MN 55423 | AFLAC | $3 | — | $3 | 0.03% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $2 | — | $2 | 0.02% |
| GROE INC3 | 108 JACKSON STREET APARTMENT 3D HOBOKEN, NJ 07030 | AFLAC | $2 | — | $2 | 0.02% |
| ADAM H MICHAELS3 | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $2 | — | $2 | 0.02% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.02% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $2 | — | $2 | 0.02% |
| BRYAN NESTER3 | 1007 DUCHESS COURT LIMERICK, PA 19468 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTINE L BREWSTER3 | 1312 FARLEY LANE CHAMPAIGN, IL 61822 | AFLAC | $1 | — | $1 | 0.01% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.01% |
| MKF & ASSOCIATES INC3 | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $1 | — | $1 | 0.01% |
| LESLEY J BALIN3 | 7 CAROLYN COURT MORRISTOWN, NJ 07960 | AFLAC | $1 | — | $1 | 0.01% |
| PATRICIA ANNE REILLY3 | 269 EAST LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $1 | — | $1 | 0.01% |
| J MICHAEL BUTLER3 | 1090 13TH AVENUE NORTHWEST HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.01% |
| NICHOLAS WAGNER3 | 1508 BACK COVER ROAD VIRGINIA BEACH, VA 23454 | AFLAC | $1 | — | $1 | 0.01% |
| ROY D MUNSTER3 | 8332 CHARING LANE GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.01% |
| SHEILA L RAITCH3 | 5524 LIBER COURT GAINSVILLE, VA 20155 | AFLAC | $1 | — | $1 | 0.01% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTOPHER HAGER3 | 8021 TRUXTON AVENUE LOS ANGELES, CA 90045 | AFLAC | $1 | — | $1 | 0.01% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIRCLE FERNANDINA BEACH, FL 32034 | AFLAC | $1 | — | $1 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL A STACHOWIAK | 321 NORTH CLARK STREET SUITE 615 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.01% |
| TIMOTHY MCDERMOTT3 | 29 MAPLE LANE MT ARLINGTON, NJ 07856 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN WRONA3 Filed as: KEVIN M WRONA | 9740 CEDARWOOD DRIVE NORTH ROYALTON, OH 44133 | AFLAC | $1 | — | $1 | 0.01% |
| JANNI AND ASSOCIATES INC3 Filed as: JANNI AND ASSOC INC | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $1K | — | $1K | 12.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 670 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 679 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 280 | $165K |
| Vision | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 225 | $23K |
| Life insurance | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 670 | $56K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 296 | $56K |
| Long-term disability | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 106 | $32K |
| Other(4 contracts, 3 carriers) | ARCH INSURANCE COMPANY | 764 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 764 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.