| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANNI AND ASSOCIATES INC3 | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $16K | — | $16K | 8.19% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | — | $2K | $2K | 0.96% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | ARCH INSURANCE COMPANY | $4K | — | $4K | 6.04% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INS SERVICES INC | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | — | $6K | $6K | 11.60% |
| JANNI AND ASSOCIATES INC3 | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $4K | — | $4K | 6.65% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCES SERVICES INC | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $4K | — | $4K | 11.84% |
| JANNI AND ASSOCIATES INC3 | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $1K | — | $1K | 4.11% |
| GFM CORP3 | 2 HALYARD COURT COLD SPRING HARBOR, NY 11724 | AFLAC | $1K | $49 | $1K | 4.47% |
| JANNI AND ASSOCIATES INC3 Filed as: JANNI AND ASSOCIATES, INC | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | AFLAC | $876 | — | $876 | 3.66% |
| LORI ANN LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $587 | $24 | $611 | 2.55% |
| RICHARD PETERSON3 | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $306 | $49 | $355 | 1.48% |
| SIMONE HIRSCH3 | 17 SPRING COURT HUNTINGTON, NY 11743 | AFLAC | $267 | — | $267 | 1.12% |
| LORI ANN LOMBARDO3 | 15 LACEBARK LANE MEDFORD, NY 11763 | AFLAC | $27 | $165 | $192 | 0.80% |
| JACQUES P DAVID CORPORATION3 | 5 MONTFORT DRIVE HUNTINGTON, NY 11743 | AFLAC | $191 | — | $191 | 0.80% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $164 | — | $164 | 0.69% |
| PETER LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $133 | — | $133 | 0.56% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $108 | — | $108 | 0.45% |
| PETER LOMBARDO3 | 15 LACEBARK LANE MEDFORD, NY 11763 | AFLAC | $8 | $20 | $28 | 0.12% |
| DAVID RISPLER3 Filed as: J DAVID AND ASSOCIATES INC | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $20 | — | $20 | 0.08% |
| LIBERTY LIFE LLC3 | SATESH N SINGH 127 16 LIBERTY AVENUE SOUTH RICHMONDD HILL, NY 11419 | AFLAC | $19 | — | $19 | 0.08% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $16 | — | $16 | 0.07% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $15 | — | $15 | 0.06% |
| THOMAS B HIRSCH3 | 9 BROWN ROAD GREAT NECK, NY 11024 | AFLAC | $5 | — | $5 | 0.02% |
| MARILYN MOORMAN3 | 11913 SUNFLOWER LANE RICHMOND, VA 23236 | AFLAC | $107 | $17 | $124 | 1.04% |
| LORI ANN LOMBARDO3 | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $88 | $20 | $108 | 0.91% |
| GAVIN MEIER3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $98 | $7 | $105 | 0.88% |
| REGINALD QUEEN3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $72 | $16 | $88 | 0.74% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID | 35 MONFORT DRIVE HUNTINGTON, NY 11743 | AFLAC | $79 | — | $79 | 0.66% |
| LESLEY J BALIN3 | 7 CAROLYN COURT MORRISTOWN, NJ 07960 | AFLAC | $49 | $21 | $70 | 0.59% |
| DAISSYS M ESTRADA3 | 7931 NORTHWEST 168TH TERRACE MIAMI LAKES, FL 33016 | AFLAC | $69 | — | $69 | 0.58% |
| ETHAN J RHODES3 | 1058 BALFOUR CIRCLE PHOENIXVILLE, PA 19460 | AFLAC | $59 | $9 | $68 | 0.57% |
| QIANA D COCHRAN3 | 1506 FITZER COURT JOLIET, IL 60431 | AFLAC | $58 | — | $58 | 0.49% |
| LORI ANN LOMBARDO3 | 15 LACEBARK LANE MEDFORD, NY 11763 | AFLAC | $28 | $21 | $49 | 0.41% |
| RONALD INFANTINO3 | 9380 SOUTHWEST 170TH PATH APARTMENT 8-102 MIAMI, FL 33196 | AFLAC | $38 | — | $38 | 0.32% |
| VSB AND ASSOCIATES INC3 | 1613 EAST ROBINSON STREET APARTMENT 4 ORLANDO, FL 32803 | AFLAC | $32 | — | $32 | 0.27% |
| TIMOTHY MCDERMOTT3 | 29 MAPLE LANE MOUNT ARLINGTON, NJ 07856 | AFLAC | $19 | $5 | $24 | 0.20% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 19 MARKWOOD ROAD FOREST HILLS, NY 11375 | AFLAC | $23 | — | $23 | 0.19% |
| CHARLITA J MILLARD3 | PO BOX 3943 CHESTER, VA 23831 | AFLAC | $18 | $4 | $22 | 0.18% |
| ROSE M WALSH3 | 6047 WESLEY BROOK DRIVE WESLEY CHAPEL, FL 33545 | AFLAC | $21 | — | $21 | 0.18% |
| BRYAN NESTER3 | 1007 DUCHESS COURT LIMERICK, PA 19468 | AFLAC | $20 | — | $20 | 0.17% |
| JEFFERY S GIBSON3 Filed as: JEFFERY SCOTT GIBSON | 4030 TATES CREEK ROAD APARTMENT 1004 COSHOHOCKEN, PA 40517 | AFLAC | $20 | — | $20 | 0.17% |
| RICHARD PETERSON3 Filed as: RICHARD D PETERSON | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $14 | $5 | $19 | 0.16% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DRIVE SINKING SPRING, PA 19608 | AFLAC | $16 | $2 | $18 | 0.15% |
| MARTA M SASTRE3 | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $17 | — | $17 | 0.14% |
| JOSHUA PAUL GROUP INC3 | 17 OAK LANE RANDOLPH, NJ 07869 | AFLAC | $12 | $5 | $17 | 0.14% |
| SHARON S. WIENER3 Filed as: SHARON S WIENER | 8833 PICKFORD STREET LOS ANGELES, CA 90035 | AFLAC | $16 | — | $16 | 0.13% |
| MARY LARONDE3 Filed as: MARY J LARONDE | 4621 WEST 110TH AVENUE WESTMINSTER, CO 80031 | AFLAC | $15 | — | $15 | 0.13% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DRIVE UNIT 1202 TAMPA, FL 33602 | AFLAC | $14 | — | $14 | 0.12% |
| JOSHUA C BURTON3 | 2819 NORTH PARHAM ROAD SUITE 240 RICHMOND, VA 23294 | AFLAC | $10 | $4 | $14 | 0.12% |
| RENEE SUZANNE CORSO3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $9 | $4 | $13 | 0.11% |
| JOSEPH M HARRELL3 | 6615 LAKE SHORE DRIVE SOUTH APARTMENT 1017 MINNEAPOLIS, MN 55423 | AFLAC | $12 | — | $12 | 0.10% |
| E J DIAZ INC3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $12 | — | $12 | 0.10% |
| MATTHEW T OHANLON3 | 101 WEST ELM STREET SUITE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $10 | $2 | $12 | 0.10% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $11 | — | $11 | 0.09% |
| KIMBERLY NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $11 | — | $11 | 0.09% |
| GROE INC3 | 108 JACKSON STREET APARTMENT 3D HOBOKEN, NJ 07030 | AFLAC | $10 | — | $10 | 0.08% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $10 | — | $10 | 0.08% |
| JEAN PAUL DAVID3 | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $8 | — | $8 | 0.07% |
| VIRGINIA E FERGUSON3 | 959 HERRONS FERRY ROAD ROCK HILL, SC 29730 | AFLAC | $8 | — | $8 | 0.07% |
| DARREN EDWARD GALGANO3 | 16824 BLENHEIM WAY MINNETONKA, MN 55345 | AFLAC | $8 | — | $8 | 0.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $7 | — | $7 | 0.06% |
| JOYCE WEBER ENTERPRISES INC3 | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $7 | — | $7 | 0.06% |
| PETER LOMBARDO3 Filed as: PETER ANTHONY LOMBARDO | 63 BURLEIGH DRIVE HOLBROOK, NY 11741 | AFLAC | $6 | — | $6 | 0.05% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $6 | — | $6 | 0.05% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $6 | — | $6 | 0.05% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DRIVE CAMBY, IN 46113 | AFLAC | $6 | — | $6 | 0.05% |
| NICK V DOMINIJANNI3 | 33 WALT WHITMAN ROAD SUITE 106E HUNTINGTON STATION, NY 11746 | AFLAC | $5 | — | $5 | 0.04% |
| TODD J BURKE CORP3 Filed as: TODD J BURKE | 365 STEWART AVENUE APARTMENT A14 GARDEN CITY, NY 11530 | AFLAC | $4 | — | $4 | 0.03% |
| CONLON AND ASSOCIATES LLC3 | PO BOX 402 BRIDGEPORT, PA 19405 | AFLAC | $4 | — | $4 | 0.03% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $4 | — | $4 | 0.03% |
| LUCY DIANE BAKER3 | 78989 APRICOT LANE PALM DESERT, CA 92211 | AFLAC | $4 | — | $4 | 0.03% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $4 | — | $4 | 0.03% |
| SUSAN C BRIMHALL3 | PO BOX 8 LAKE PLACID, NY 12946 | AFLAC | $4 | — | $4 | 0.03% |
| GEOFFREY MALAIS3 | PO BOX 280717 NORTHRIDGE, CA 91328 | AFLAC | $3 | — | $3 | 0.03% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $3 | — | $3 | 0.03% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LANE MASON, OH 45040 | AFLAC | $3 | — | $3 | 0.03% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $2 | — | $2 | 0.02% |
| KEVIN WRONA3 Filed as: KEVIN M WRONA | 9740 CEDARWOOD DRIVE NORTH ROYALTON, OH 44133 | AFLAC | $2 | — | $2 | 0.02% |
| PETER LOMBARDO3 Filed as: PETER ANTHONY LOMBARDO | 15 LACEBARK LANE MEDFORD, NY 11763 | AFLAC | $2 | — | $2 | 0.02% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIRCLE SUITE 133 BIRMINGHAM, AL 35242 | AFLAC | $2 | — | $2 | 0.02% |
| ADAM H MICHAELS3 | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $1 | — | $1 | 0.01% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ANN REILLY | 269 EAST LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $1 | — | $1 | 0.01% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BUILDING 300, SUITE 350 NORCROSS, GA 30093 | AFLAC | $1 | — | $1 | 0.01% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.01% |
| MARK D BARBIER3 | 23 CROYDON LANE OAK BROOK, IL 60523 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTINE L BREWSTER3 | 1312 FARLEY LANE CHAMPAIGN, IL 61822 | AFLAC | $1 | — | $1 | 0.01% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | AFLAC | $1 | — | $1 | 0.01% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.01% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $1 | — | $1 | 0.01% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $1 | — | $1 | 0.01% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.01% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.01% |
| J MICHAEL BUTLER3 | 1090 13TH AVENUE NORTHWEST HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.01% |
| NICHOLAS WAGNER3 | 1508 BACK COVE ROAD VIRGINIA BEACH, VA 23454 | AFLAC | $1 | — | $1 | 0.01% |
| ROY D MUNSTER3 | 8332 CHARLING LANE GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.01% |
| SHEILA L RAITCH3 Filed as: SHEILA R RAITCH | 5524 LIBER COURT GAINSVILLE, VA 20155 | AFLAC | $1 | — | $1 | 0.01% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVENUE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $1 | — | $1 | 0.01% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCES SERVICES INC | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $1K | — | $1K | 13.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 657 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 289 | $192K |
| Vision | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 226 | $28K |
| Life insurance | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 657 | $54K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 312 | $45K |
| Long-term disability | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 119 | $33K |
| Other(4 contracts, 3 carriers) | ARCH INSURANCE COMPANY | 766 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.