| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KLEIN ASSOCIATES INC.3 Filed as: KLEIN ASSOCIATES, INC. | P.O. BOX 220295 GREAT NECK, NY 11021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $275K | $0 | $275K | 12.62% |
| KLEIN ASSOCIATES INC.3 | 1 CUTTERMILL RD STE 4 GREAT NECK, NY 11021 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $116K | $0 | $116K | 18.59% |
| JOHN E GLASER3 | 85 ARLINGTON RD. LAKE RONKONKOMA, NY 11779 | AFLAC | $12K | $1K | $13K | 14.20% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE SUITE 201 JERICHO, NY 11753 | AFLAC | $1K | $185 | $1K | 1.60% |
| BRADLEY S RUPPEL3 | 67 MAPLE PL HUNTINGTON, NY 11743 | AFLAC | $508 | $0 | $508 | 0.55% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $490 | $0 | $490 | 0.53% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $363 | $0 | $363 | 0.39% |
| MICHAEL BURACK3 | 125 JERICHO TPKE SUITE 201 JERICHO, NY 11753 | AFLAC | $184 | $0 | $184 | 0.20% |
| KENNETH GRAF3 | 578 CENTER HILL RD PITTSBURGH, PA 15239 | AFLAC | $135 | $0 | $135 | 0.15% |
| STEPHEN P WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $100 | $0 | $100 | 0.11% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLZ SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $78 | $0 | $78 | 0.08% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $73 | $0 | $73 | 0.08% |
| ABRAHAM BASH3 | 175 LODGE AVE HUNTINGTON STATION, NY 11746 | AFLAC | $68 | $0 | $68 | 0.07% |
| ANN M PREDUN3 | 597 WESTPORT AVE UNIT B440 NORWALK, CT 06851 | AFLAC | $57 | $0 | $57 | 0.06% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $47 | $0 | $47 | 0.05% |
| DOROTHY HOFMANN3 Filed as: DOROTHY T HOFMANN | 235 N FULTON AVE LINDENHURST, NY 11757 | AFLAC | $34 | $0 | $34 | 0.04% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $24 | $0 | $24 | 0.03% |
| MASSIMO & ASSOCIATES INC3 | 1400 MUSTANG ST NOKOMIS, FL 34275 | AFLAC | $18 | $0 | $18 | 0.02% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $16 | $0 | $16 | 0.02% |
| THE MEYER AGENCY LTD3 | P.O. BOX 112829 NAPLES, FL 34108 | AFLAC | $10 | $0 | $10 | 0.01% |
| RICHARD COWIT3 | 58 CRESTWOOD LANE FARMINGVILLE, NY 11738 | AFLAC | $9 | $0 | $9 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST SUITE 8C ATTN AFLAC NEW YORK, NY 10005 | AFLAC | $7 | $0 | $7 | 0.01% |
| MARTIN BERNARD3 | 22 VALENTINE DRIVE ALBERTSON, NY 11507 | AFLAC | $5 | $0 | $5 | 0.01% |
| DONALD ERIC HOYER3 | 46 HERON ST LONG BEACH, NY 11561 | AFLAC | $4 | $0 | $4 | 0.00% |
| SILVIA DESTEFANO3 | 4250 VETERANS MEMORIAL HWY SUITE 1015 W HOLBROOK, NY 11741 | AFLAC | $4 | $0 | $4 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HWY SUITE 1015 W HOLBROOK, NY 11741 | AFLAC | $3 | $0 | $3 | 0.00% |
| RAMPART BENEFIT PLANNING INC3 | 1983 MARCUS AVE NEW HYDE PARK, NY 11042 | AFLAC | $3 | $0 | $3 | 0.00% |
| MARLENE MILLER3 | 3810 JERUSALEM AVE SEAFORD, NY 11783 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL GAVILONDO3 | 3924 JANE LN OCEANSIDE, NY 11572 | AFLAC | $3 | $0 | $3 | 0.00% |
| KERRY L. LILES3 Filed as: KERRY L LILES | 131 BEECHER AVE EXT EAST ISLIP, NY 11730 | AFLAC | $2 | $0 | $2 | 0.00% |
| ALLAN H. MARKOWITZ3 Filed as: ALLAN H MARKOWITZ | 17 LINDSEY PL HOLBROOK, NY 11741 | AFLAC | $1 | $0 | $1 | 0.00% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BLVD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $1 | $0 | $1 | 0.00% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST SUITE 8C NEW YORK, NY 10005 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,063 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,077 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,109 | $2.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,109 | $2.2M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,109 | $2.2M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,084 | $624K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,084 | $624K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,084 | $624K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,109 | $2.2M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,084 | $716K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.