| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KLEIN ASSOCIATES INC.3 | P.O. BOX 220295 GREAT NECK, NY 11021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $286K | $0 | $286K | 21.84% |
| KLEIN ASSOCIATES INC.3 | 305 NORTHERN BOULEVARD STE 201 GREAT NECK, NY 11021 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $133K | $0 | $133K | 19.90% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN GLASER | 85 ARLINGTON RD. LAKE RONKONKOMA, NY 11779 | AFLAC | $15K | $402 | $16K | 11.76% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE SUITE 201 JERICHO, NY 11753 | AFLAC | $1K | $9 | $1K | 0.96% |
| BRADLEY S RUPPEL3 | 67 MAPLE PL HUNTINGTON, NY 11743 | AFLAC | $834 | $0 | $834 | 0.63% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP | 401 FRANKLIN AVE., STE. 312 GARDEN CITY, NY 11530 | AFLAC | $833 | $0 | $833 | 0.63% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $669 | $0 | $669 | 0.51% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLZ STE 410 GARDEN CITY, NY 11530 | AFLAC | $341 | $58 | $399 | 0.30% |
| MICHAEL BURACK3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $342 | $0 | $342 | 0.26% |
| KENNETH GRAF3 | 578 CENTER HILL RD PITTSBURGH, PA 15239 | AFLAC | $243 | $0 | $243 | 0.18% |
| STEPHEN WHITE3 | 2 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $185 | $0 | $185 | 0.14% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $121 | $0 | $121 | 0.09% |
| ABRAHAM BASH3 | 175 LODGE AVE HUNTINGTON STATION, NY 11746 | AFLAC | $106 | $0 | $106 | 0.08% |
| ANN M PREDUN3 | 8471 17TH ST N ST PETERSBURG, FL 33702 | AFLAC | $103 | $0 | $103 | 0.08% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II INC. | 401 FRANKLIN AVE STE 312 GARDEN CITY, NY 11530 | AFLAC | $78 | $0 | $78 | 0.06% |
| DOROTHY HOFMANN3 | 255 SOUTH 13TH STREET #1 LINDENHURST, NY 11757 | AFLAC | $53 | $0 | $53 | 0.04% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $44 | $0 | $44 | 0.03% |
| MASSIMO & ASSOCIATES INC3 Filed as: MASSIMO & ASSOCIATES INC. | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $29 | $0 | $29 | 0.02% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVENUE STE 507 WHITESTONE, NY 11357 | AFLAC | $25 | $0 | $25 | 0.02% |
| THE MEYER AGENCY LTD3 | P.O. BOX 112829 NAPLES, FL 34108 | AFLAC | $19 | $0 | $19 | 0.01% |
| RICHARD COWIT3 | 58 CRESTWOOD LANE FARMINGVILLE, NY 11738 | AFLAC | $14 | $0 | $14 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA, INC | 14 WALL ST SUITE 607 NEW YORK, NY 10005 | AFLAC | $13 | $0 | $13 | 0.01% |
| DOMENICO V MAUTARELLI3 | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $8 | $0 | $8 | 0.01% |
| MARTIN BERNARD3 | 22 VALENTINE DRIVE ALBERTSON, NY 11507 | AFLAC | $8 | $0 | $8 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HWY. STE. 1015 W HOLBROOK, NY 11741 | AFLAC | $7 | $0 | $7 | 0.01% |
| ALLAN H. MARKOWITZ3 Filed as: ALLAN MARKOWITZ | 17 LINDSEY PLACE HOLBROOK, NY 11741 | AFLAC | $6 | $0 | $6 | 0.00% |
| SILVIA DESTEFANO3 | 4250 VETERANS MEMORIAL HWY STE. 1015W HOLBROOK, NY 11741 | AFLAC | $6 | $0 | $6 | 0.00% |
| RAMPART BENEFIT PLANNING INC3 Filed as: RAMPART BENEFIT PLANNING, INC. | 1983 MARCUS AVENUE LAKE SUCCESS, NY 11042 | AFLAC | $4 | $0 | $4 | 0.00% |
| KERRY L. LILES3 Filed as: KERRY LILES | 131 BEECHER AVE EXT EAST ISLIP, NY 11730 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $2 | $0 | $2 | 0.00% |
| DONALD ERIC HOYER3 Filed as: DONALD HOYER | 46 HERON ST LONG BEACH, NY 11561 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARLENE MILLER3 | 3810 JERUSALEM AVE SEAFORD, NY 11783 | AFLAC | $1 | $0 | $1 | 0.00% |
| MICHAEL GAVILONDO3 | 3924 JANE LN OCEANSIDE, NY 11572 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 958 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 958 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 913 | $1.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 913 | $1.3M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 913 | $1.3M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 958 | $669K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 958 | $669K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 958 | $669K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 913 | $1.3M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 958 | $801K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 958 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.