| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTEGRITY UNDERWRITERS & BROKERS3 | 4914 W. GENESSE ST. CAMILLUS, NY 13031 | UNION LABOR LIFE INSURANCE CO | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JOSEPH GIOVINCO EIN 11-1967404 EMPLOYEE | Employee (plan) Service code 30 | 201 W. VALLEY STREAM BLVD VALLEY STREAM, NY 11580 | $128K |
| A. DIGIOVANNI EIN 11-1967404 FUND EMPLOYEE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $36K |
| N. JEAN-CHARLES EIN 11-1967404 FUND EMPLOYEE | Employee (plan) Service code 30 | 420 W. MERRICK ROAD VALLEY STREAM, NY 11580 | $34K |
| CHARLES CLEMENZA EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $30K |
| MATTHEW ALIMENA EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 10509 | $29K |
| VICTOR LAGRECA EIN 11-1967404 EMPLOYEE | Employee (plan) Service code 30 | 420 W. MERRICK ROAD VALLEY STREAM, NY 11580 | $17K |
| ANTHONY RAINONE EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $17K |
| DOREEN BORRUSO EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $14K |
| GIANNA TORNETTA EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $14K |
| NORA ROA EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $12K |
| CARISSA KLEINSCHMIDT EIN 11-1967404 NONE | Employee (plan) Service code 30 | 420 W. MEERICK ROAD VALLEY STREAM, NY 11580 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,124 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPIRE HEALTHCHOICE ASSURANCE INC (G1921) | 0 | $0 |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE CO | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.