See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TALL TREE ADMINISTRATORS EIN 87-0672300 NONE | Contract Administrator; Claims processing Service code 12 | 11550 SOUTH 700 EAST STE 200 DRAPER, UT 84020 | $620K |
| JOHN N MONGELLO EIN 11-1708617 HUSBAND-KATHY MONGELLO | Employee (plan) Service code 30 | 115 TOPAZ DRIVE FREEHOLD, NJ 07728 | $293K |
| LEAGUE OF INTERNATIONAL FEDERATED EIN 11-3358248 AFFILIATED UNION | Other services Service code 49 | 325 73RD STREET BROOKLYN, NY 11209 | $287K |
| EMPIRE BLUECROSS NONE | Insurance services Service code 23 | PO BOX 11792 NEWARK, NJ 07101 | $149K |
| JESSICA GAMBINO EIN 11-1708617 DAUGHTER-KATHY MONGELLO | Employee (plan) Service code 30 | 8 IROQUOIS DRIVE MANALAPAN, NJ 07726 | $141K |
| EMPIRX HEALTH EIN 47-1226691 NONE | Claims processing; Contract Administrator Service code 12 | 155 CHESTNUT RIDGE ROAD MONTVALE, NJ 07645 | $80K |
| DEBORAH J SPADARO EIN 11-1708617 NONE | Employee (plan) Service code 30 | 1039 ROCKLAND AVENUE STATEN ISLAND, NY 10314 | $69K |
| MONICA OLSZEWSKI EIN 11-1708617 NONE | Employee (plan) Service code 30 | 6764 78TH ST MIDDLE VILLAGE, NY 11379 | $66K |
| UNITED LABOR SYSTEMS EIN 82-3261006 NONE | Consulting (general) Service code 16 | 360 E PARK AVENUE LONG BEACH, NY 11561 | $59K |
| PHYLLIS E SCAFIDI EIN 11-1708617 NONE | Employee (plan) Service code 30 | 32 BAY 17TH STREET BROOKLYN, NY 11214 | $55K |
| PRAGER MATIS CPAS, LLC EIN 06-1667465 NONE | Accounting (including auditing) Service code 10 | 100 SUNNYSIDE BLVD SUITE 200 WOODBURY, NY 11797 | $51K |
| KATHY MONGELLO EIN 11-1708617 WIFE-JOHN MONGELLO | Employee (plan) Service code 30 | 115 TOPAZ DRIVE FREEHOLD, NJ 07728 | $34K |
| MULTIPLAN, INC EIN 13-3068979 NONE | Contract Administrator Service code 13 | PO BOX 29395 GPO NEW YORK, NY 100879395 | $29K |
| GENERAL VISION SERVICES, LLC EIN 11-3580576 NONE | Claims processing; Contract Administrator Service code 12 | 520 EIGHTH AVENUE STE 901 NEW YORK, NY 10018 | $26K |
| STARR, GERN, DAVISON & RUBIN PC EIN 22-3241223 AFFILIATED UNION ATTORNEY | Legal Service code 29 | 105 EISENHOWER PARKWAY SUITE 401 ROSELAND, NJ 070681640 | $16K |
| DDI CONSULTING SERVICES EIN 22-3627411 NONE | Consulting (general) Service code 16 | 221 SOMERVILLE ROAD BEDMINSTER, NJ 07921 | $13K |
| UCG TECHNOLOGIES EIN 34-1566988 NONE | Other services; Consulting (general) Service code 16 | 1700 E PLEASANT VALLEY ROAD STE 250 INDEPENDENCE, OH 44131 | $11K |
| PAYCHEX EIN 16-1124166 NONE | Other fees Service code 99 | 102 MOTOR PKWY SUITE 300 HAUPPAUGE, NY 11788 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 650 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 651 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEMHEALTH | 76 | $1.1M |
| Dental(2 contracts) | HEALTHPLEX | 395 | $179K |
| Stop-loss / reinsurancereinsurance | SIRIUS AMERICA INSURANCE COMPANY | 113 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.