See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BERDON LLP EIN 13-0485070 NONE | Accounting (including auditing) Service code 10 | — | $249K |
| LOCAL 138 APPRENTICE TRAINING FUND EIN 11-2000172 AFFILIATED BENEFIT FUND | Other services Service code 49 | — | $216K |
| LOCAL 138 IUOE EIN 11-0908470 AFFILIATED LOCAL UNION | Other services Service code 49 | — | $164K |
| MAGNACARE EIN 11-3410766 NONE | Claims processing; Insurance agents and brokers Service code 12 | — | $148K |
| DENTCARE DELIVERY SYSTEMS EIN 11-2480692 NONE | Claims processing; Insurance agents and brokers Service code 12 | — | $86K |
| LISA HARDEN EIN 11-1628170 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| ANNE MCDONNAUGH EIN 11-1628170 EMPLOYEE | Employee (plan) Service code 30 | — | $81K |
| LOCAL 138 BOULEVARD BUILDING CORP EIN 11-6010819 AFFILIATED REAL EST HDG | Other services Service code 49 | — | $70K |
| PITTA & GIBLIN EIN 26-3852082 NONE | Legal Service code 29 | — | $67K |
| ARCHER, BYINGTON, GLENNON & LEVINE EIN 26-0873462 NONE | Legal Service code 29 | — | $66K |
| CST DESIGNS EIN 20-2593122 NONE | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $50K |
| TINA SIRAGUSA EIN 11-1628170 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| HEALTHPLEX EIN 11-2714365 NONE | Claims processing Service code 12 | — | $35K |
| SUMMIT ACTUARIAL CONSULTING EIN 77-0645890 NONE | Actuarial Service code 11 | — | $28K |
| TRANSPORTATION WRITERS INC. NONE | Claims processing Service code 12 | — | $13K |
| MAIL FINANCE EIN 94-2984524 NONE | Other services Service code 49 | — | $12K |
| LI VOICE NONE | Other services Service code 49 | — | $10K |
| ISLAND DIGITAL REPHOTOGRAPHICS NONE | Other services Service code 49 | — | $7K |
| STACEY BRAUN ASSOCIATES EIN 13-2889432 NONE | Investment advisory (plan); Investment management; Investment management fees paid directly by plan Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 415 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA | 791 | $66K |
| Stop-loss / reinsurancereinsurance | GERBER | 0 | $731K |
| Other | AETNA | 791 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 791 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.