| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRANSNATIONAL ADVISORS, LLC3 | 18756 STONE OAK PARKWAY, SUITE 200 SAN ANTONIO, TX 78258 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $64K | $0 | $64K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 70 NE LOOP 410, SUITE 325 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $2K | $52K | 15.67% |
| TRANSNATIONAL ADVISORS, LLC3 | 18756 STONE OAK PARKWAY, SUITE 200 SAN ANTONIO, TX 78258 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $0 | $28K | 8.37% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY VECCHIO-WALKER | 11011 ARABIAN PALM SAN ANTONIO, TX 78254 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 1.78% |
| CHRISTIE ANNE HOFF3 Filed as: CHRISTIE HOFF | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 1.69% |
| SHARON K CAREW3 Filed as: SHARON CAREW | 1250 HIDDEN CAVE DRIVE NEW BRAUNFELS, TX 78132 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 1.35% |
| CHRISTOPHER J WILSON3 Filed as: CHRISTOPHER WILSON | 6575 PFEIL ROAD SCHERTZ, TX 78154 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.01% |
| MJ INSURANCE3 Filed as: FRANCISCA PEREZ | 9610 DOVE SHADOW SAN ANTONIO, TX 78230 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.87% |
| CHRISTOPHER J WILSON3 Filed as: CHRISTOPHER WILSON AND OTHER AGENTS | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $450 | $0 | $450 | 0.54% |
| TRANSNATIONAL ADVISORS, LLC3 | 18756 STONE OAK PARKWAY, SUITE 200 SAN ANTONIO, TX 78258 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $352 | $0 | $352 | 0.42% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY BRIDGETTE VECCHIO | 8807 EMERALD STONE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $289 | $0 | $289 | 0.35% |
| CINDY V SHIELDS3 Filed as: CINDY V. SHIELDS | 940 BLUE FOREST DRIVE SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $247 | $0 | $247 | 0.30% |
| SHARON K CAREW3 Filed as: SHARON K. CAREW | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $243 | $0 | $243 | 0.29% |
| CHRISTIE ANNE HOFF3 | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $241 | $0 | $241 | 0.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $162 | $0 | $162 | 1.45% |
| TRANSNATIONAL ADVISORS, LLC3 | 18756 STONE OAK PARKWAY, SUITE 200 SAN ANTONIO, TX 78258 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $101 | $0 | $101 | 0.90% |
| MJ INSURANCE3 Filed as: SHARON K. CAREW AND VARIOUS AGENTS | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | $0 | $52 | 0.47% |
| ARTURO A. NAVA3 | 1508 WEST ILLINOIS AVENUE MIDLAND, TX 79701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 0.30% |
| CINDY V SHIELDS3 Filed as: CINDY V. SHIELDS | 940 BLUE FOREST DRIVE SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.27% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY BRIDGETTE VECCHIO | 8807 EMERALD STONE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.27% |
| CHRISTIE ANNE HOFF3 | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.23% |
| JOHNSON RESOURCES3 | 7373 EAST DOUBLETREE RANCH SUITE 200 SCOTTSDALE, AZ 85258 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $339 | $0 | $339 | 3.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 576 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 1,049 | $11K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 576 | $521K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 576 | $521K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 576 | $426K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 705 | $854K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.