| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRANSNATIONAL ADVISORS, LLC3 | 14100 SAN PEDRO AVENUE, SUITE 760 SAN ANTONIO, TX 78232 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $70K | $0 | $70K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 70 NE LOOP 410, SUITE 325 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $52K | $162 | $52K | 17.27% |
| TRANSNATIONAL ADVISORS, LLC3 | 14100 SAN PEDRO AVENUE, SUITE 760 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | $39 | $47K | 15.37% |
| CHRISTOPHER J WILSON3 Filed as: CHRISTOPHER WILSON | 6575 PFEIL ROAD SCHERTZ, TX 78154 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.79% |
| SHARON K CAREW3 Filed as: SHARON CAREW | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.79% |
| MJ INSURANCE3 Filed as: FRANCISCA PEREZ | 9610 DOVE SHADOW SAN ANTONIO, TX 78230 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.79% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY VECCHIO-WALKER | 9406 SHOTGUN DRIVE SAN ANTONIO, TX 78254 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.79% |
| CHRISTIE ANNE HOFF3 Filed as: CHRISTIE HOFF | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11K | $0 | $11K | 5.89% |
| CHRISTOPHER J WILSON3 Filed as: CHRISTOPHER WILSON AND OTHER AGENTS | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.44% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY BRIDGETTE VECCHIO | 8807 EMERALD STONE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.09% |
| SHARON K CAREW3 Filed as: SHARON K. CAREW | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.08% |
| CINDY V SHIELDS3 Filed as: CINDY V. SHIELDS | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.01% |
| CHRISTIE ANNE HOFF3 | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.98% |
| TRANSNATIONAL ADVISORS, LLC3 | 14100 SAN PEDRO AVENUE, SUITE 760 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $851 | $0 | $851 | 5.46% |
| TRANSNATIONAL ADVISORS, LLC3 | 14100 SAN PEDRO AVENUE, SUITE 760 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $312 | $0 | $312 | 2.00% |
| MJ INSURANCE3 Filed as: FRANCISCA PEREZ AND VARIOUS AGENTS | 9610 DOVE SHADOW SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208 | $0 | $208 | 1.34% |
| CINDY V SHIELDS3 Filed as: CINDY V. SHIELDS | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $133 | $0 | $133 | 0.85% |
| SHARON K CAREW3 Filed as: SHARON K. CAREW | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $127 | $0 | $127 | 0.82% |
| CHRISTIE ANNE HOFF3 | 2346 COBBLE WAY SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $125 | $0 | $125 | 0.80% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 Filed as: KIMBERLY BRIDGETTE VECCHIO | 8807 EMERALD STONE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $121 | $0 | $121 | 0.78% |
| JOHNSON RESOURCES3 | 7373 EAST DOUBLETREE RANCH SUITE 200 SCOTTSDALE, AZ 85258 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $338 | $0 | $338 | 2.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 1,252 | $12K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 734 | $667K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 734 | $667K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 734 | $469K |
| Other(5 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 734 | $988K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.