See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERCIAN SOLUTIONS EIN 52-1590516 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $513K |
| ANTHEM HEALTH PLANS, INC. EIN 06-1475928 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Other services; Float revenue; Claims processing Service code 12 | — | $175K |
| SAV-RX EIN 47-0527013 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $67K |
| MERRILL LYNCH PIERCE FENNER & SMITH EIN 13-5674085 NONE | Investment management; Direct payment from the plan Service code 28 | — | $56K |
| USI NEW JERSEY EIN 13-3771734 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $55K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Contract Administrator Service code 13 | — | $44K |
| CITIZENS BANK EIN 20-2635739 NONE | Direct payment from the plan; Other services Service code 49 | — | $31K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $29K |
| ZELIS HEALTHCARE LLC EIN 58-2167964 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $26K |
| REID & RIEGE, P.C. EIN 06-0868204 NONE | Legal; Direct payment from the plan Service code 29 | ONE FINANCIAL PLAZA HARTFORD, CT 06103 | $19K |
| LOWER HUDSON VALLEY EAP EIN 13-3240307 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $16K |
| GOULD KILLIAN, LLP NONE | Legal; Direct payment from the plan Service code 29 | 280 TRUMBULL ST. HARTFORD, CT 06103 | $16K |
| MPL SOLUTIONS, INC. | Insurance brokerage commissions and fees; Other commissions; Insurance agents and brokers Service code 22 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 313 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 840 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | ANTHEM HEALTH PLANS, INC. | 585 | $68K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS, INC. | 585 | $327K |
| Other | ANTHEM HEALTH PLANS, INC. | 585 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.