| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 433 SOUTH MAIN STREET, STE 106 WEST HARTFORD, CT 06110 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $36K | $9K | $45K | 3.72% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GRP. PLANS INC. | 225 WIRELESS BLVD. HAUPPAUGE, NY 11788 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $0 | $23K | $23K | 1.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 323 WEST LAKESIDE AVENUE, SUITE 410 CLEVELAND, OH 44113 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $18K | $0 | $18K | 1.49% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $0 | $269 | $269 | 0.02% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-DENTAL PPO | $1K | $3K | $4K | 11.78% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-DENTAL PPO | $0 | $3K | $3K | 8.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-DENTAL PPO | $2K | $0 | $2K | 4.86% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-LTD | $409 | $735 | $1K | 10.83% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-LTD | $0 | $908 | $908 | 8.60% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-LTD | $548 | $0 | $548 | 5.19% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-SUPPLEMENTAL LIFE | $411 | $740 | $1K | 12.61% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-SUPPLEMENTAL LIFE | $0 | $839 | $839 | 9.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-SUPPLEMENTAL LIFE | $403 | $0 | $403 | 4.42% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-VISION | $340 | $624 | $964 | 11.07% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-VISION | $0 | $755 | $755 | 8.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-VISION | $441 | $0 | $441 | 5.06% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-STD | $222 | $399 | $621 | 11.76% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-STD | $0 | $479 | $479 | 9.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-STD | $270 | $0 | $270 | 5.11% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-BASIC LIFE | $102 | $182 | $284 | 10.94% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-BASIC LIFE | $0 | $224 | $224 | 8.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-BASIC LIFE | $134 | $0 | $134 | 5.16% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC. | 433 SOUTH MAIN STREET, STE 106 WEST HARTFORD, CT 06110 | LEGAL PLANS, USA | — | $265 | $265 | 11.67% |
| WDK BENEFITS, LLC Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LEGAL PLANS, USA | — | $189 | $189 | 8.33% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-ACCIDENT | $124 | $237 | $361 | 17.84% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-ACCIDENT | $0 | $226 | $226 | 11.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-ACCIDENT | $158 | $0 | $158 | 7.81% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-CRITICAL ILLNESS | $97 | $175 | $272 | 15.09% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-CRITICAL ILLNESS | $0 | $178 | $178 | 9.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-CRITICAL ILLNESS | $144 | $0 | $144 | 7.99% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-HOSPITAL INDEMNITY | $86 | $163 | $249 | 17.86% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | TWO ENTERPRISE DRIVE SHELTON, CT 06484 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-HOSPITAL INDEMNITY | $0 | $154 | $154 | 11.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-HOSPITAL INDEMNITY | $106 | $0 | $106 | 7.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-DENTAL PPO | 86 | $35K |
| Vision | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-VISION | 85 | $9K |
| Life insurance(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-SUPPLEMENTAL LIFE | 159 | $12K |
| Short-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-STD | 45 | $7K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-LTD | 30 | $11K |
| Other | EQUITABLE FINANCIAL LIFE INSURANCE CO. OF AMERICA-CRITICAL ILLNESS | 8 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.