| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $51K | $21K | $71K | 6.35% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GRP. PLANS INC. | 225 WIRELESS BLVD. HAUPPAUGE, NY 11788 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $0 | $14K | $14K | 1.24% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM HEALTH PLANS, INC. HEALTH PPO | $0 | $3K | $3K | 0.27% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. DENTAL | $51K | $21K | $71K | 125.98% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GRP. PLANS INC. | 225 WIRELESS BLVD. HAUPPAUGE, NY 11788 | ANTHEM HEALTH PLANS, INC. DENTAL | — | $14K | $14K | 24.70% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM HEALTH PLANS, INC. DENTAL | — | $3K | $3K | 5.39% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM LIFE INSURANCE COMPANY LIFE INSURANCE | $5K | $1K | $6K | 37.35% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM LIFE INSURANCE COMPANY LIFE INSURANCE | — | $2K | $2K | 9.94% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM LIFE INSURANCE COMPANY LONG-TERM DISABILITY | $5K | $1K | $6K | 54.53% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM LIFE INSURANCE COMPANY LONG-TERM DISABILITY | — | $2K | $2K | 14.51% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. VISION | $51K | $21K | $71K | 734.33% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GRP. PLANS INC. | 225 WIRELESS BLVD. HAUPPAUGE, NY 11788 | ANTHEM HEALTH PLANS, INC. VISION | — | $14K | $14K | 143.97% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM HEALTH PLANS, INC. VISION | — | $3K | $3K | 31.45% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM LIFE INSURANCE COMPANY SHORT TERM DISABILITY | $5K | $1K | $6K | 78.37% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM LIFE INSURANCE COMPANY SHORT TERM DISABILITY | — | $2K | $2K | 20.85% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. INDEMINITY | $51K | $21K | $71K | 1489.70% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GRP. PLANS INC. | 225 WIRELESS BLVD. HAUPPAUGE, NY 11788 | ANTHEM HEALTH PLANS, INC. INDEMINITY | — | $14K | $14K | 292.03% |
| AMWINS3 Filed as: AMWINS CONNECT INSUR. SERVICES, LLC | 2677 N. MAIN STREET SANTA ANA, CA 92705 | ANTHEM HEALTH PLANS, INC. INDEMINITY | — | $3K | $3K | 63.79% |
| WDK BENEFITS, LLC Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LEGAL ACCESS CONSULTING, LLC | — | $486 | $486 | 19.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS, INC. DENTAL | 164 | $57K |
| Vision | ANTHEM HEALTH PLANS, INC. VISION | 148 | $10K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY LIFE INSURANCE | 160 | $16K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY SHORT TERM DISABILITY | 36 | $8K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY LONG-TERM DISABILITY | 22 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.