| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE RD SUITE 330 SOUTHBOROUGH, MA 01772 | STANDARD INSURANCE COMPANY | $75K | $0 | $75K | 1.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE RD SUITE 330 SOUTHBOROUGH, MA 01772 | STANDARD INSURANCE COMPANY | $42K | $0 | $42K | 0.69% |
| ALIMED INC3 | 297 HIGH STREET DEDHAM, MA 02026 | STANDARD INSURANCE COMPANY | $0 | $135 | $135 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE RD SUITE 330 SOUTHBOROUGH, MA 01772 | STANDARD INSURANCE COMPANY | $120K | $0 | $120K | 2.61% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 144 TURNPIKE RD SUITE 330 SOUTHBOROUGH, MA 01772 | STANDARD INSURANCE COMPANY | $81K | $0 | $81K | 1.75% |
| ALIMED INC3 | 297 HIGH STREET DEDHAM, MA 02026 | STANDARD INSURANCE COMPANY | $0 | $102 | $102 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS DBA | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | AETNA LIFE INSURANCE CO. | $24K | — | $24K | 7.35% |
| AON CONSULTING INC3 | PO BOX 7247-6377 PHILADELPHIA, PA 19170 | HARTFORD LIFE AND ACCIDENT | $3K | $41 | $3K | 15.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,405 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,798 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 0 | $225K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW JERSEY, INC. | 15,082 | $13.4M |
| Vision(5 contracts, 2 carriers) | EYEMED VISION CARE | 5,897 | $1.7M |
| Life insurance | STANDARD INSURANCE COMPANY | 17,731 | $4.6M |
| Long-term disability | STANDARD INSURANCE COMPANY | 16,751 | $6.2M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 0 | $225K |
| Other(4 contracts, 4 carriers) | MAGELLAN HEALTHCARE | 34,608 | $438K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,608 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.