| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | 4 OVER LOOK POINT LINCOLNSHIRE, IL 600694337 | METROPOLITAN LIFE INSURANCE COMPANY | — | $159K | $159K | 0.92% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | 901 MAIN ST STE 5800 DALLAS, TX 752023707 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $21.9M |
| PARTNERCOMM, INC. EIN 75-2541310 NONE | Direct payment from the plan; Other services Service code 49 | — | $2.2M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.5M |
| RTX CORPORATION EIN 06-0570975 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $1.2M |
| WILLIS TOWERS WATSON EIN 23-1159360 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $1.1M |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| MERATIVE EIN 88-1430661 NONE | Other services; Direct payment from the plan Service code 49 | — | $614K |
| LAND GRAPHICS INC EIN 93-0835177 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $207K |
| BENEFITFOCUS EIN 57-1099948 NONE | Other services; Direct payment from the plan Service code 49 | — | $198K |
| AYCO EIN 41-0417775 NONE | Direct payment from the plan; Other services Service code 49 | — | $182K |
| AIRBO EIN 27-4859742 NONE | Other services; Direct payment from the plan Service code 49 | — | $162K |
| WOESTMAN CONSULTING EIN 92-1373777 NONE | Direct payment from the plan; Other services Service code 49 | — | $85K |
| GRANT THORNTON EIN 36-6055558 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $80K |
| TIGERPRESS EIN 04-3059252 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $72K |
| DATA BASED DEVELOPMENT SYSTEMS EIN 06-1202737 NONE | Other services; Direct payment from the plan Service code 49 | — | $61K |
| JP MORGAN EIN 13-4994650 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $50K |
| AON CONSULTING, INC. EIN 36-2235791 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $28K |
| ROSA BARONE NONE | Other services; Direct payment from the plan Service code 49 | 319 S. ANISE STREET ANAHEIM, CA 92808 | $27K |
| UNITED BANK EIN 55-0249860 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $12K |
| CINDY PITESA NONE | Direct payment from the plan; Other services Service code 49 | 2225 PEMBROKE AVENUE CHARLOTTE, NC 28207 | $9K |
| ANDERSON TAX LLC EIN 26-1437743 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125,848 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,142 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131,990 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 4,609 | $46.5M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 962 | $12.6M |
| Vision | VISION SERVICE PLAN | 211,553 | $21.2M |
| Life insurance(6 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 115,400 | $69.8M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,189 | $633K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 93,306 | $17.3M |
| Other(6 contracts, 3 carriers) | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | 127,182 | $9.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211,553 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.