| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IA 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $78K | — | $78K | 3.49% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 3.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $15.7M |
| VIRGIN PULSE, INC. EIN 20-2547480 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $9.2M |
| PARTNERCOMM, INC. EIN 75-2541310 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.3M |
| RAYTHEON TECHNOLOGIES CORPORATION EIN 06-0570975 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $975K |
| REDBRICK EIN 20-5250594 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $742K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $652K |
| AON CONSULTING, INC. EIN 36-2235791 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $461K |
| IBM CORPORATION EIN 13-0871985 NONE | Direct payment from the plan; Other services Service code 49 | — | $243K |
| LAND GRAPHICS INC EIN 93-0835177 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $130K |
| DATA BASED DEVELOPMENT SYSTEMS EIN 06-1202737 NONE | Other services; Direct payment from the plan Service code 49 | — | $116K |
| ROSA BARONE NONE | Consulting (general); Direct payment from the plan Service code 16 | 319 S. ANISE STREET ANAHEIM, CA 92808 | $114K |
| H ENGAGE, INC. EIN 27-4859742 NONE | Direct payment from the plan; Other services Service code 49 | — | $111K |
| KPMG LLP EIN 13-5565207 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $110K |
| TOWERS WATSON DELAWARE INC. EIN 23-1159360 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $100K |
| MERCY PHYSICIAN SERVICES, INC. EIN 42-1442442 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $77K |
| BENEFITFOCUS EIN 57-1099948 NONE | Direct payment from the plan; Other services Service code 49 | — | $43K |
| SCRIPTCLAIM SYSTEMS LLC EIN 47-3403109 NONE | Direct payment from the plan; Other services Service code 49 | — | $40K |
| TIGERPRESS EIN 04-3059252 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $35K |
| UNITED BANK EIN 55-0249860 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $15K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $7K |
| UMR EIN 39-1995276 NONE | Claims processing; Insurance services; Direct payment from the plan Service code 12 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 57,755 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,802 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 62,557 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,752 | $14.8M |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 251 | $2.3M |
| Vision(2 contracts) | VISION SERVICE PLAN | 39,614 | $8.2M |
| Life insurance(6 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 62,986 | $23.7M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 52,737 | $15.2M |
| Other(6 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 59,378 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 62,986 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.