| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $63K | $63K | 0.29% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | PO BOX 95135 CHICAGO, IL 606945135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $185K | $185K | 0.99% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $64 | $64 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $58 | $58 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8 | $8 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $21.8M |
| PARTNERCOMM, INC. EIN 75-2541310 NONE | Other services; Direct payment from the plan Service code 49 | — | $2.3M |
| WILLIS TOWERS WATSON EIN 23-1159360 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $1.6M |
| RTX CORPORATION EIN 06-0570975 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $1.0M |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.0M |
| MERATIVE EIN 88-1430661 NONE | Direct payment from the plan; Other services Service code 49 | — | $605K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $521K |
| AYCO EIN 41-0417775 NONE | Direct payment from the plan; Other services Service code 49 | — | $230K |
| LAND GRAPHICS INC EIN 93-0835177 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $224K |
| WOESTMAN CONSULTING EIN 92-1373777 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $208K |
| TIGERPRESS EIN 04-3059252 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $206K |
| GRANT THORNTON EIN 36-6055558 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $177K |
| AIRBO EIN 27-4859742 NONE | Other services; Direct payment from the plan Service code 49 | — | $162K |
| KARMALADE CONSULTING NONE | Consulting (general); Direct payment from the plan Service code 16 | 13526 AUTUMN CREST DR SOUTH MOUNT AIRY, MD 21771 | $52K |
| BENEFITFOCUS EIN 57-1099948 NONE | Other services; Direct payment from the plan Service code 49 | — | $51K |
| JP MORGAN EIN 13-4994650 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $50K |
| DATA BASED DEVELOPMENT SYSTEMS EIN 06-1202737 NONE | Direct payment from the plan; Other services Service code 49 | — | $33K |
| MULETOWN FUNDING EIN 92-1356817 NONE | Direct payment from the plan; Other services Service code 49 | — | $27K |
| ROSA BARONE NONE | Other services; Direct payment from the plan Service code 49 | 319 S. ANISE STREET ANAHEIM, CA 92808 | $18K |
| ANDERSON TAX LLC EIN 26-1437743 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $14K |
| UNITED BANK EIN 55-0249860 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 65,987 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,803 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 71,790 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 4,211 | $48.8M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,200 | $12.1M |
| Vision | VISION SERVICE PLAN | 128,999 | $21.4M |
| Life insurance(6 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 114,922 | $73.1M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,714 | $394K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 61,343 | $18.6M |
| Other(6 contracts, 3 carriers) | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | 125,522 | $9.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128,999 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.