No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $1.1M |
| TOWERS WATSON EIN 23-1159360 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $142K |
| NUVEEN ASSET MANAGEMENT EIN 27-4357327 NONE | Direct payment from the plan; Investment management Service code 28 | — | $92K |
| BANK OF NEW YORK MELLON EIN 13-4994650 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $37K |
| JP MORGAN CHASE EIN 13-4994650 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $34K |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Direct payment from the plan; Other services Service code 49 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 90 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20,512 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,992 | $30.3M |
| Dental | HIGHMARK INC. | 12 | $52K |
| Vision | HIGHMARK INC. | 12 | $52K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 36,549 | $22.0M |
| Prescription drug | HIGHMARK INC. | 12 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,549 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.