| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | 10 STATE HOUSE SQUARE FLOOR 11 HARTFORD, CT 06103 | CONNECTICARE INC. | $73K | $20K | $93K | 2.80% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS INC. | — | HPHC INSURANCE COMPANY | $8K | — | $8K | 1.76% |
| LIAZON BENEFITS INC5 Filed as: LIAZON BENEFITS INC. | 199 SCOTT STREET FLOOR 8 BUFFALO, NY 14204 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17K | $17K | 4.89% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | 10 STATE HOUSE SQUARE FLOOR 11 HARTFORD, CT 06103 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $95 | $7K | 1.87% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | P.O. BOX 414965 FLOOR 11 BOSTON, MA 02241 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 1.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | 185 ASYLUM STREET FLOOR 25 HARTFORD, CT 06103 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 4.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB ROGAL & HAMILTON CO OF CT LLC | 185 ASYLUM STREET 25TH FLOOR HARTFORFD, CT 06103 | UNITED HEALTHCARE INSURANCE COMPANY | — | $437 | $437 | 0.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | P.O. BOX 414965 BOSTON, MA 02241 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $2K | $8K | 4.47% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS INC. | — | HARVARD PILGRIM HEALTHCARE | $2K | — | $2K | 1.76% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | P.O. BOX 414965 BOSTON, MA 02241 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.11% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT | P.O. BOX 414965 BOSTON, MA 02241 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 9.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS. SVCS. OF CALIFORNIA INC | P.O. BOX 101162 PASADENA, CA 91189 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $756 | $756 | 7.62% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | P.O. BOX 414965 BOSTON, MA 02241 | SUN LIFE ASSURANCE COMPANY OF CANADA | $411 | — | $411 | 4.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS. SVCS. OF CALIFORNIA INC | P.O. BOX 101162 PASADENA, CA 91189 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $89 | $89 | 0.90% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT | P.O. BOX 414965 BOSTON, MA 02241 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $21 | — | $21 | 9.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 424 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 424 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CONNECTICARE INC. | 249 | $4.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 316 | $351K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 195 | $23K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 411 | $79K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 339 | $10K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 424 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 424 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.